| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B STREET FLOOR 4 SAN DIEGO, CA 92101 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $124K | $124K | 5.32% |
| SAGEWELL PARTNERS INC3 Filed as: SAGEWELL PARTNERS | 1501 REEDSDALE STREET, SUITE 403 PITTSBURGH, PA 15233 | UPMC HEALTH OPTIONS | $102K | — | $102K | 4.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 921018156 | DELTA DENTAL OF PENNSYLVANIA | $27K | — | $27K | 10.00% |
| JMP BENEFITS GROUP INC3 Filed as: JMP BENEFITS GROUP INC. | 504 S. MAIN ST, STE 101 ZELIENOPLE, PA 16063 | AFLAC | $7K | $285 | $7K | 4.11% |
| MELISSA LINZ3 | 7022 FRANKLIN RD SEVEN FIELDS, PA 16048 | AFLAC | $4K | $445 | $4K | 2.33% |
| JMP BENEFITS GROUP INC3 Filed as: JMP BENEFITS GROUP INC. | 525 NORTH MAIN STREET BUTLER, PA 16001 | AFLAC | $3K | $17 | $3K | 2.02% |
| JEREMY PLAISTED3 | 525 N. MAIN STREET BUTLER, PA 16001 | AFLAC | $2K | $174 | $2K | 1.19% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC | $1K | $191 | $2K | 0.98% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 1026 RHODES LANE BROOKVILLE, PA 15825 | AFLAC | $971 | — | $971 | 0.56% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DRIVE, SUITE 205 MEADVILLE, PA 16335 | AFLAC | $796 | — | $796 | 0.46% |
| THE BERT COMPANY3 | P.O. BOX 670 BUTLER, PA 16003 | AFLAC | $756 | — | $756 | 0.44% |
| JOHN C FOSTER3 Filed as: JOHN C. FOSTER | 125 MARKET STREET BEAVER, PA 15009 | AFLAC | $539 | — | $539 | 0.31% |
| KORMOS INS. AND FIN. SERVICES INC.3 | 8843 DAN DRIVE NORTH ROYALTON, OH 44133 | AFLAC | $410 | — | $410 | 0.24% |
| TLANDA MCDONALD3 | 1855 TIVERTON ROAD BLOOMFIELD, MI 48304 | AFLAC | $236 | $20 | $256 | 0.15% |
| MARIO HAIFA3 | 216 WARWICK DRIVE PITTSBURGH, PA 15241 | AFLAC | $255 | — | $255 | 0.15% |
| BLAKE CYRUS3 | 602 RAVENSWOOD AVENUE PITTSBURGH, PA 15202 | AFLAC | $132 | $119 | $251 | 0.15% |
| STEVE J PADGELEK3 | 5500 BROOKTREE ROAD SUITE 102 WEXFORD, PA 15090 | AFLAC | $190 | — | $190 | 0.11% |
| KEVIN WRONA3 | 4086 FAR O WAY LANE RICHFIELD, OH 44286 | AFLAC | $182 | — | $182 | 0.11% |
| DEBORAH LYNN FRANCO3 Filed as: DEBORAH FRANCO | 2 JUNIOR AVENUE WHEELING, WV 26003 | AFLAC | $113 | $65 | $178 | 0.10% |
| CHARLES HOUGH3 Filed as: CHARLES C HOUGH | 162 SLATE HILL ROAD TELFORD, TN 37690 | AFLAC | $177 | — | $177 | 0.10% |
| DEBORAH LITTLEFORD3 | 25471 KINSALE PLACE ALDIE, VA 20105 | AFLAC | $174 | — | $174 | 0.10% |
| PAUL W WOOD3 | 14796 LAKE MEADOWS DRIVE PERRYSBURG, OH 43551 | AFLAC | $147 | — | $147 | 0.09% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $137 | — | $137 | 0.08% |
| STEVE J PADGELEK3 | 428 LIBERTY STREET HARMONY, PA 16037 | AFLAC | $133 | — | $133 | 0.08% |
| JOSEPH M HARRELL3 | 6640 LYNDALE AVENUE S, APT 206 RICHFIELD, MN 55423 | AFLAC | $124 | — | $124 | 0.07% |
| MELISSA MARIE PORADA3 | 204 RANDALL DRIVE NEW CASTLE, PA 16105 | AFLAC | $121 | — | $121 | 0.07% |
| DAVID A COSENTINO3 | 61 SCUPPER LANE, SUITE 125 NORTHFIELD, OH 44067 | AFLAC | $119 | — | $119 | 0.07% |
| YARBOROUGH AND YARBOROUGH INC3 Filed as: YARBOROUGH AND YARBOROUGH, INC. | 4035 HEUTTE DRIVE NORFOLK, VA 23518 | AFLAC | $100 | — | $100 | 0.06% |
| KRISTIN J QUINLAN3 Filed as: KRISTIN QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC | $99 | — | $99 | 0.06% |
| CHARLES BONO3 | P.O. BOX 5506 WILLIAMSBURG, VA 23188 | AFLAC | $96 | — | $96 | 0.06% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC | $95 | — | $95 | 0.05% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE, SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $91 | — | $91 | 0.05% |
| STEVEN M MAZUR3 Filed as: STEVEN MAZUR | 6415 MONMOUTH ROAD CLEVELAND, OH 44129 | AFLAC | $83 | — | $83 | 0.05% |
| GAYLORD I KAUFFMAN3 | 315 GREEN RIDGE ROAD SUITE H 1 NEW CASTLE, PA 16105 | AFLAC | $82 | — | $82 | 0.05% |
| JOAN FIALKOWSKI3 | 2100 MEDITERRANEAN AVENUE 28 VIRGINIA BEACH, VA 23451 | AFLAC | $81 | — | $81 | 0.05% |
| DONNA M SAVANNAH3 | 520 NORTH WASHINGTON STREET APT 2 BUTLER, PA 16001 | AFLAC | $73 | — | $73 | 0.04% |
| DENNIS STALLBAUM3 | 1985 OAKHAVEN ROAD TOLEDO, OH 43615 | AFLAC | $65 | $4 | $69 | 0.04% |
| JOSEPH M HARRELL3 | 6615 LAKE SHORE DRIVE SOUTH, APT 10 MINNEAPOLIS, MN 55423 | AFLAC | $62 | — | $62 | 0.04% |
| JAMIE PITTNER3 | 810 RIVER AVENUE, SUITE 230 PITTSBURGH, PA 15212 | AFLAC | $60 | — | $60 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $56 | — | $56 | 0.03% |
| DAVID N MORGAN3 Filed as: DAVID MORGAN | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $53 | — | $53 | 0.03% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INSURANCE AGENCY, INC. | 9404 WOODCHIP LANE BROADVIEW HTS, OH 44147 | AFLAC | $50 | — | $50 | 0.03% |
| JOSEPH G GRABLICK3 | 716 SUSQUEHANNA AVENUE WYOMING, PA 18644 | AFLAC | $48 | — | $48 | 0.03% |
| GREG A GOULD3 Filed as: GREG GOULD | 8105 GINGKO WAY DEXTER, MI 48130 | AFLAC | $44 | — | $44 | 0.03% |
| SCOTT JONES3 | 13511 CONSTITUTION HIGHWAY ORANGE, VA 22960 | AFLAC | $38 | — | $38 | 0.02% |
| NORTH EAST EMPIRE INC3 Filed as: NORTH EAST EMPIRE, INC. | 268 EAST END CENTER WILKES BARRE, PA 18702 | AFLAC | $37 | — | $37 | 0.02% |
| LAURIE AULT3 | 3009 WILMINGTON ROAD NEW CASTLE, PA 16105 | AFLAC | $35 | — | $35 | 0.02% |
| BRIAN TODD KAUFFMAN3 | 3009 WILMINGTON ROAD NEW CASTLE, PA 16105 | AFLAC | $34 | — | $34 | 0.02% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE FINANCIAL | 3009 WILMINGTON ROAD NEW CASTLE, PA 16105 | AFLAC | $33 | — | $33 | 0.02% |
| JAMIE PITTNER3 | 2749 BURNING TREE LANE CLEARWATER, FL 33761 | AFLAC | $30 | — | $30 | 0.02% |
| ELIZABETH ANNE BUCHANAN3 | 3401 HUNTON RIDGE DRIVE GLEN ALLEN, VA 23059 | AFLAC | $29 | — | $29 | 0.02% |
| KEVIN W LAWSON3 | 2823 PROVINCETOWNE DRIVE TOLEDO, OH 43613 | AFLAC | $29 | — | $29 | 0.02% |
| ALFRED F. HARTMAN3 Filed as: ALFRED HARTMAN | 6505 ROCKSIDE ROAD SUITE 125 INDEPENDENCE, OH 44131 | AFLAC | $23 | — | $23 | 0.01% |
| ROBIN PRICE3 Filed as: ROBIN EUGENIA PRICE | 3059 ANASTASIA COURT APOKA, FL 32703 | AFLAC | $23 | — | $23 | 0.01% |
| SHAUN M KLUG3 Filed as: SHAUN KLUG | 46389 SPINNING WHEEL DRIVE CANTON, MI 48187 | AFLAC | $22 | — | $22 | 0.01% |
| KENNETH W SHOLAR3 Filed as: KENNETH SHOLAR | 4608 WESTGROVE CT HAYWOOD EXEC PARK VIRGINIA BEACH, PA 23455 | AFLAC | $22 | — | $22 | 0.01% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 1007 NORTH ORANGE STREET SUITE 1115 VIRGINIA BEACH, VA 23452 | AFLAC | $21 | — | $21 | 0.01% |
| LAURIE AULT3 | 147 NESHANNOCK TRAILS DRIVE NEW CASTLE, PA 16105 | AFLAC | $20 | — | $20 | 0.01% |
| SHAWN STEPHENS3 | 1323 GRAHAM TRACE LANE LEAGUE CITY, TX 77573 | AFLAC | $19 | — | $19 | 0.01% |
| OPPORTUNITY INC3 Filed as: OPPORTUNITY, INC. | 9404 WOODCHIP LANE BROADVIEW HEIGHTS, OH 44147 | AFLAC | $18 | — | $18 | 0.01% |
| KIRSTEN ELIZABET WILSON3 | 217 ELECTION HOUSE ROAD BUTLER, PA 16001 | AFLAC | $12 | $5 | $17 | 0.01% |
| JOHN SIDORCHUK3 | 1422 THORPE STREET NEW CASTLE, PA 23432 | AFLAC | $17 | — | $17 | 0.01% |
| SANDRA P CRAFF3 Filed as: SANDRA CRAFF | 716 NORCOVA DRIVE CHESAPEAKE, VA 23320 | AFLAC | $16 | — | $16 | 0.01% |
| STEPHEN D BISSELL3 | 5465 AMANDA DRIVE LAURYS STATION, PA 18059 | AFLAC | $15 | — | $15 | 0.01% |
| TYE ELLIOTT3 | 1300 N INDEPENDENCE COURT GERMANTOWN HILLS, IL 61548 | AFLAC | $14 | — | $14 | 0.01% |
| AG AND ASSOCIATES3 | P.O. BOX 339 BELLAIRE, MI 49615 | AFLAC | $14 | — | $14 | 0.01% |
| MELISSA DAWN MCCLAIN3 | 104 WITHEROW ROAD SEWICKLEY, PA 15143 | AFLAC | $14 | — | $14 | 0.01% |
| LYNN MICHELE KENNEDY3 | 1170 MARTIN ROAD KITTANNING, PA 16201 | AFLAC | $14 | — | $14 | 0.01% |
| ANDREA L SHERMAN3 | 2428 ALMEDA AVENUE, SUITE 300 NORFOLK, VA 23513 | AFLAC | $14 | — | $14 | 0.01% |
| ROBERTA DICKINSON3 | P.O. BOX 360277 STRONGSVILLE, OH 44136 | AFLAC | $13 | — | $13 | 0.01% |
| DONALD B ORRELL3 Filed as: DONALD ORRELL | 1581 CHERRY GROVE ROAD NORTH SUFFOLK, VA 23432 | AFLAC | $13 | — | $13 | 0.01% |
| SANDRA P CRAFF3 | 1702 SAND DOLLAR CIRCLE KITTY HAWK, NC 27949 | AFLAC | $12 | — | $12 | 0.01% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $11 | — | $11 | 0.01% |
| JOY GRUBE PADGELEK3 | 318 COTTINGHAM CIRCLE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $9 | $2 | $11 | 0.01% |
| ANDREA L SHERMAN3 | 47 WEST QUEENS WAY SUITE D HAMPTON, VA 23669 | AFLAC | $11 | — | $11 | 0.01% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DRIVE DUBLIN, OH 43016 | AFLAC | $11 | — | $11 | 0.01% |
| LISA ROSTRON3 Filed as: LISA M ROSTRON | 1088 MICHAELA CIRCLE CLARKSVILLE, TN 37043 | AFLAC | $11 | — | $11 | 0.01% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD ROAD SUITE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $10 | — | $10 | 0.01% |
| ADAM N STEINEL3 Filed as: ADAM STEINEL | 7546 US ROUTE 30 3RD FLOOR IRWIN, PA 15642 | AFLAC | $10 | — | $10 | 0.01% |
| DEBORAH H HALL3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $9 | — | $9 | 0.01% |
| JESSICA HOUSLER3 | P.O. BOX 363 KANE, PA 16735 | AFLAC | $9 | — | $9 | 0.01% |
| LARRY E KESSELRING3 | 5897 FORESTAL DRIVE WATERFORD, MI 48327 | AFLAC | $7 | $2 | $9 | 0.01% |
| C A LUPP INC3 Filed as: CA LUPP INC | 940 EAST PARK DRIVE SUITE 300 HARRISBURG, PA 17111 | AFLAC | $9 | — | $9 | 0.01% |
| ANDREA L SHERMAN3 | 749A THIMBLE SHOALS BLVD SUITE 3 NEWPORT NEWS, VA 23606 | AFLAC | $8 | — | $8 | 0.00% |
| JOHN E HRIVNAK3 | 3900 INDUSTRIAL PARK DRIVE SUITE 11 ALTOONA, PA 16602 | AFLAC | $8 | — | $8 | 0.00% |
| BISYS INSURANCE SERVICES, INC.3 | 292 MADISON AVENUE, FLOOR 5 NEW YORK, NY 10017 | AFLAC | $7 | — | $7 | 0.00% |
| THE TORRES GROUP LLC3 Filed as: THE TORRES GROUP, LLC | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $7 | — | $7 | 0.00% |
| ROBERTA DICKINSON3 Filed as: ROBERTA S DICKINSON | 16141 HOWE ROAD STRONGSVILLE, OH 44136 | AFLAC | $7 | — | $7 | 0.00% |
| NICHOLAS WAGNER3 | 1508 BACK COVE ROAD VIRGINIA BEACH, VA 23454 | AFLAC | $7 | — | $7 | 0.00% |
| DEBORAH H HALL3 | 105 DEVLIN LANE MADISON, MS 39110 | AFLAC | $6 | — | $6 | 0.00% |
| DUANE A ADAMS3 | 11520 NUCKOLS ROAD, SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $5 | — | $5 | 0.00% |
| CAROLYN C MILROY3 | 45223 LEMONT RD CANTON, MI 48187 | AFLAC | $5 | — | $5 | 0.00% |
| RICO PEREZ3 | 6000 LOMBARDO CENTER, SUITE 145 SEVEN HILLS, OH 44131 | AFLAC | $5 | — | $5 | 0.00% |
| RICHARD KRESINSKE3 | 4004 ATLANTIC AVENUE, APT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $5 | — | $5 | 0.00% |
| RONALD W ANDERSON3 Filed as: RONALD ANDERSON | 612 WYANDOTTE STREET IRWIN, PA 15642 | AFLAC | $4 | — | $4 | 0.00% |
| AMELIA MORGAN3 | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $4 | — | $4 | 0.00% |
| DAVID R SICKLES3 | P.O. BOX 466 PERRYSBURG, OH 43552 | AFLAC | $4 | — | $4 | 0.00% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $4 | — | $4 | 0.00% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC | $3 | — | $3 | 0.00% |
| MARK LINSER3 | 153 BLANDING BOULEVARD, SUITE 3 ORANGE PARK, FL 32073 | AFLAC | $3 | — | $3 | 0.00% |
| HEATHER DOLLIVER3 | 2150 ASSOCIATION DRIVE OKEMOS, MI 48864 | AFLAC | $3 | — | $3 | 0.00% |
| JEFFREY C WERNER3 Filed as: JEFFREY WERNER | 6370 PINE HOLLOW DRIVE EAST LANSING, MI 48198 | AFLAC | $3 | — | $3 | 0.00% |
| DENNIS HULSE3 | 240 PARALLEL STREET PLEASANTVILLE, PA 16341 | AFLAC | $3 | — | $3 | 0.00% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | P.O. BOX 602 CONCORD, MI 23451 | AFLAC | $3 | — | $3 | 0.00% |
| JACK A MARTIN3 | 93 WOODSIDE ROAD DANVILLE, PA 17821 | AFLAC | $3 | — | $3 | 0.00% |
| LINDSEY JO MARTIN3 | 1450 NORTH ULMER STREET GREENWOOD, AR 72936 | AFLAC | $3 | — | $3 | 0.00% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES C SNIDER JR3 Filed as: JAMES SNIDER, JR. | 457 MANOR ROAD MAITLAND, FL 32751 | AFLAC | $2 | — | $2 | 0.00% |
| MARILYN WYMAN3 | 4276 STONE CREEK DRIVE ERIE, PA 16506 | AFLAC | $2 | — | $2 | 0.00% |
| DANIELLE C DUNN3 | 185 S. COLUMBIA AVENUE COLUMBUS, OH 43209 | AFLAC | $2 | — | $2 | 0.00% |
| RANDY M SOMERMAN3 | 5009 GREEN ASH TRAIL MEDINA, OH 44256 | AFLAC | $2 | — | $2 | 0.00% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE ROAD PHILADELPHIA, PA 19125 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES DAVID PORTERFIELD3 Filed as: JAMES PORTERFIELD | P.O. BOX 3041 ELKINS, WV 26241 | AFLAC | $1 | — | $1 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | HEARTLAND | $4K | — | $4K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 626 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 638 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 380 | $4.4M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 752 | $267K |
| Vision | HEARTLAND | 675 | $43K |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 380 | $4.4M |
| Other | UPMC HEALTH OPTIONS | 380 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 752 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.