| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE FEDELI GROUP3 | 5005 ROCKSIDE ROAD FLOOR 5 CLEVELAND, OH 441312194 | UNITEDHEALTHCARE INSURANCE COMPANY | $13K | $99K | $112K | 5.07% |
| SAGEWELL PARTNERS INC3 Filed as: SAGEWELL PARTNERS, INC. | 1501 REEDSDALE STREET, SUITE #403 PITTSBURGH, PA 152332341 | UPMC HEALTH OPTIONS | $38K | — | $38K | 2.72% |
| SAGEWELL PARTNERS INC3 Filed as: SAGEWELL PARTNERS, INC. | 1501 REEDSDALE STREET, SUITE #403 PITTSBURGH, PA 152332341 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | $18 | $24K | 9.19% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 921018156 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $43 | $43 | 0.02% |
| JEREMY PLAISTED3 | 525 N MAIN ST BUTLER, PA 16001 | AFLAC | $11K | $510 | $12K | 8.14% |
| MELISSA LINZ3 | 101 E MCQUISTION RD BUTLER, PA 16001 | AFLAC | $8K | $121 | $8K | 5.67% |
| BILLY M CRAIN3 | 57 PICKERING STREET BROOKVILLE, PA 15825 | AFLAC | $3K | $116 | $3K | 1.96% |
| BEST INSURANCE AGENCY INC3 | P.O. BOX 670 BUTLER, PA 16003 | AFLAC | $1K | — | $1K | 0.85% |
| JOHN C FOSTER3 | 125 MARKET STREET BEAVER, PA 15009 | AFLAC | $964 | — | $964 | 0.66% |
| TLANDA MCDONALD3 | 1855 TIVERTON RD BLOOMFIELD HILLS, MI 48304 | AFLAC | $537 | $80 | $617 | 0.42% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE, SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $471 | $116 | $587 | 0.40% |
| KORMOS INS. AND FIN. SERVICES INC.3 | 8843 DAN DRIVE NORTH ROYALTON, OH 44133 | AFLAC | $579 | — | $579 | 0.40% |
| RONALD PUSZ3 Filed as: RONALD W. PUSZ | 18282 TECHNOLOGY DRIVE SUITE 205 MEADVILLE, PA 16335 | AFLAC | $485 | — | $485 | 0.33% |
| SANDRA P CRAFF3 Filed as: SANDRA P GRAFT | 844 NORMANDY DR SUFFOLK, VA 23434 | AFLAC | $310 | $96 | $406 | 0.28% |
| CHARLES HOUGH3 Filed as: CHARLES C HOUGH | 162 SLATE HILL ROAD TELFORD, TN 37690 | AFLAC | $372 | — | $372 | 0.25% |
| KEVIN WRONA3 | 4068 FAR O WAY LANE RICHFIELD, OH 44286 | AFLAC | $251 | — | $251 | 0.17% |
| JOSEPH M HARRELL3 Filed as: JOSEPH M. HARRELL | P.O. BOX 39042 SOLON, OH 44139 | AFLAC | $246 | — | $246 | 0.17% |
| JAMIE PITTNER3 | 96 BRIAN DR BEAVER, PA 15009 | AFLAC | $221 | — | $221 | 0.15% |
| DEBORAH LITTLEFORD3 | 25471 KINSALE PLACE ALDIE, VA 20105 | AFLAC | $182 | — | $182 | 0.12% |
| MELINDA S CURTISS3 | 18654 MORRIS RD CONNEAUTVILLE, PA 16406 | AFLAC | $178 | — | $178 | 0.12% |
| SHANNON STEWART3 | 353 EAU CLAIR RD BOYERS, PA 16020 | AFLAC | $169 | $1 | $170 | 0.12% |
| PHILIP CROUSE3 | 118 E NEWCASTLE RD ZELIENOPLE, PA 16063 | AFLAC | $78 | $91 | $169 | 0.12% |
| DAVID A COSENTINO3 | 61 SCUPPER LANE SUITE 125 NORTHFIELD, OH 44067 | AFLAC | $168 | — | $168 | 0.11% |
| TIMOTHY R QUINLAN3 | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC | $154 | — | $154 | 0.11% |
| KRISTIN J QUINLAN3 | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC | $153 | — | $153 | 0.10% |
| DENNIS STALLBAUM3 | 1985 OAKHAVEN ROAD TOLEDO, OH 43615 | AFLAC | $124 | $16 | $140 | 0.10% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $133 | — | $133 | 0.09% |
| DEBORAH H HALL3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $112 | $19 | $131 | 0.09% |
| GAYLORD I KAUFFMAN3 | 315 GREEN RIDGE ROAD SUITE H 1 NEW CASTLE, PA 16105 | AFLAC | $125 | — | $125 | 0.09% |
| STEVEN M MAZUR3 Filed as: STEVEN M. MAZUR | 6415 MONMOUTH ROAD CLEVELAND, OH 44129 | AFLAC | $124 | — | $124 | 0.08% |
| RONALD W ANDERSON3 | 612 WYANDOTTE STREET IRWIN, PA 15642 | AFLAC | $90 | $30 | $120 | 0.08% |
| GREG A GOULD3 | 8105 GINGKO WAY DEXTER, MI 48130 | AFLAC | $99 | $16 | $115 | 0.08% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $93 | $19 | $112 | 0.08% |
| JOAN FIALKOWSKI3 | 2100 MEDITERRANEAN AVENUE, 28 VIRGINIA BEACH, VA 23451 | AFLAC | $108 | — | $108 | 0.07% |
| YARBOROUGH AND YARBOROUGH INC3 | 4035 HEUTTE DRIVE NORFOLK, VA 23518 | AFLAC | $106 | — | $106 | 0.07% |
| SHAWN K STEPHENS3 Filed as: SHAWN K STEVENS | 515 S FRY RD SUITE A KATY, TX 77450 | AFLAC | $74 | $19 | $93 | 0.06% |
| ROBERT CAWTHON, JR.3 Filed as: ROBERT CAWTHON JR | 239 S EBERHART RD BUTLER, PA 16001 | AFLAC | $90 | — | $90 | 0.06% |
| CHARLES BONO3 Filed as: CHARLES E BONO | PO BOX 5506 WILLIAMSBURG, VA 23188 | AFLAC | $80 | — | $80 | 0.05% |
| LAURIE AULT3 | 315 GREEN RIDGE ROAD SUITE H 1 NEW CASTLE, PA 16105 | AFLAC | $73 | — | $73 | 0.05% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INSURANCE AGENCY INC. | 9404 WOODCHIP LANE BROADVIEW HEIGHTS, OH 44147 | AFLAC | $72 | — | $72 | 0.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $64 | — | $64 | 0.04% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE FINANCIAL | 315 GREEN RIDGE ROAD SUITE H 1 NEW CASTLE, PA 16105 | AFLAC | $63 | — | $63 | 0.04% |
| SCOTT JONES3 Filed as: SCOTT A JONES | 13511 CONSTITUTION HIGHWAY ORANGE, VA 22960 | AFLAC | $57 | — | $57 | 0.04% |
| JOHN E HRIVNAK3 | 3900 INDUSTRIAL PARK DR STE 11 ALTOONA, PA 16602 | AFLAC | $57 | — | $57 | 0.04% |
| BISYS INSURANCE SERVICES, INC.3 Filed as: BISYS INSURANCE SERVICES INC | 292 MADISON AVENUE, 5TH FLOOR NEW YORK, NY 10017 | AFLAC | $55 | — | $55 | 0.04% |
| AG AND ASSOCIATES3 | 2150 ASSOCIATION DRIVE SUITE 150 OKEMOS, MI 48864 | AFLAC | $35 | $16 | $51 | 0.03% |
| NICOLE METZ3 | 123 E FAIRMONT AVE NEW CASTLE, PA 16105 | AFLAC | $51 | — | $51 | 0.03% |
| ALFRED F. HARTMAN3 | 6505 ROCKSIDE ROAD SUITE 125 INDEPENDENCE, OH 44131 | AFLAC | $51 | — | $51 | 0.03% |
| JOHN SIDORCHUK3 | 1422 THORPE STREET NEW CASTLE, PA 16101 | AFLAC | $38 | $12 | $50 | 0.03% |
| BRIAN TODD KAUFFMAN3 | 315 GREEN RIDGE ROAD SUITE H-1 NEW CASTLE, PA 16105 | AFLAC | $46 | — | $46 | 0.03% |
| ELIZABETH ANNE BUCHANAN3 Filed as: ELIZABETH ANN BUCHANAN | 3401 HUNTON RIDGE DRIVE GLEN ALLEN, VA 23059 | AFLAC | $44 | — | $44 | 0.03% |
| RETIREMENT PLANNING SERVICES, INC.3 Filed as: RETIREMENT PLANNING SERVICES INC | 2604 BARRETT STREET SUITE 100 VIRGINIA BEACH, VA 23452 | AFLAC | $34 | — | $34 | 0.02% |
| SHAUN M KLUG3 | 9868 HIGH MEADOW DRIVE YPSILANTI, MI 48198 | AFLAC | $33 | — | $33 | 0.02% |
| NORTH EAST EMPIRE INC3 | 93 WOODSIDE RD DANVILLE, PA 17821 | AFLAC | $27 | — | $27 | 0.02% |
| ANDREA L SHERMAN3 | 1348 FIVE FORKS ROAD VIRGINIA BEACH, VA 23455 | AFLAC | $25 | — | $25 | 0.02% |
| TIFFANY GODLEY SMITH3 Filed as: TIFFANY G SMITH | 311 NAPLES CT CHESAPEAKE, VA 23322 | AFLAC | $24 | — | $24 | 0.02% |
| LYNN MICHELE KENNEDY3 | 1170 MARTIN ROAD KITTANNING, PA 16201 | AFLAC | $21 | — | $21 | 0.01% |
| TYE ELLIOTT3 | 1300 N INDEPENDENCE COURT GERMANTOWN HILLS, IL 61548 | AFLAC | $20 | — | $20 | 0.01% |
| ROBIN PRICE3 Filed as: ROBIN EUGENIA PRICE | 3059 ANASTASIA CT APOKA, FL 32703 | AFLAC | $17 | — | $17 | 0.01% |
| KENNETH W SHOLAR3 | 4608 WESTGROVE CT HAYWOOD EXEC PARK VIRGINIA BEACH, VA 23455 | AFLAC | $17 | — | $17 | 0.01% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC | $13 | — | $13 | 0.01% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD ROAD SUITE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $13 | — | $13 | 0.01% |
| DONALD B ORRELL3 | 1581 CHERRY GROVE RD N SUFFOLK, VA 23432 | AFLAC | $11 | — | $11 | 0.01% |
| CAROLYN C MILROY3 | 2105 ARLENE STREET ANN ARBOR, MI 48103 | AFLAC | $9 | — | $9 | 0.01% |
| LISA ROSTRON3 Filed as: LISA M ROSTRON | 1422 CHICKADEE LANE VIRGINIA BEACH, VA 23454 | AFLAC | $9 | — | $9 | 0.01% |
| JESSICA HOUSLER3 | P.O. BOX 363 KANE, PA 16735 | AFLAC | $8 | — | $8 | 0.01% |
| MARTHA G ALLEN3 | 412 WASHINGTON STREET NEW BETHLEHEM, PA 16242 | AFLAC | $7 | — | $7 | 0.00% |
| CHARLES HEVERLY3 | 49 ALLEGANY AVENUE COUDERSPORT, PA 16915 | AFLAC | $7 | — | $7 | 0.00% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC | $6 | — | $6 | 0.00% |
| DENNIS L HULSE3 | 240 PARALLEL STREET PLEASANTVILLE, PA 16341 | AFLAC | $6 | — | $6 | 0.00% |
| CAROL G. FOX3 | 20611 ALDEN STREET MEADVILLE, PA 16335 | AFLAC | $5 | — | $5 | 0.00% |
| MICHAEL FATHERREE3 | 11876 MOORHEN CIRCLE FORT WORTH, TX 76244 | AFLAC | $5 | — | $5 | 0.00% |
| MARK A LINSNER3 | 10175 FORTUNE PARKWAY UNIT 604 JACKSONVILLE, FL 32256 | AFLAC | $5 | — | $5 | 0.00% |
| SAGEWELL PARTNERS INC3 Filed as: SAGEWELL PARTNERS, INC. | 1501 REEDSDALE STREET, SUITE #403 PITTSBURGH, PA 152332341 | HEARTLAND | $2K | — | $2K | 5.62% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 921018156 | HEARTLAND | $1K | — | $1K | 4.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 521 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 531 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 395 | $3.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 876 | $256K |
| Vision | HEARTLAND | 709 | $31K |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 395 | $3.6M |
| Other | UPMC HEALTH OPTIONS | 341 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 876 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.