| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B STREET FLOOR 4 SAN DIEGO, CA 92101 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $285K | $285K | 12.93% |
| SAGEWELL PARTNERS INC3 Filed as: SAGEWELL PARTNERS | 1501 REEDSDALE STREET, SUITE 403 PITTSBURGH, PA 15233 | UPMC HEALTH OPTIONS | $83K | — | $83K | 4.91% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 921018156 | DELTA DENTAL OF PENNSYLVANIA | $26K | — | $26K | 10.00% |
| JMP BENEFITS GROUP INC3 Filed as: JMP BENEFITS | 504 MAIN ST, STE 101 ZELIENOPLE, PA 16063 | AFLAC | $9K | $703 | $10K | 5.94% |
| JEREMY PLAISTED3 | 525 MAIN STREET BUTLER, PA 16001 | AFLAC | $4K | — | $4K | 2.13% |
| MELISSA LINZ3 | 7022 FRANKLIN RD SEVEN FIELDS, PA 16048 | AFLAC | $3K | $180 | $3K | 2.04% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 1026 RHODES LANE BROOKVILLE, PA 15825 | AFLAC | $2K | $148 | $2K | 0.97% |
| THE BERT COMPANY3 | P.O. BOX 670 BUTLER, PA 16003 | AFLAC | $1K | — | $1K | 0.59% |
| JOHN C FOSTER3 Filed as: JOHN C. FOSTER | 125 MARKET STREET BEAVER, PA 15009 | AFLAC | $781 | — | $781 | 0.46% |
| SJP & ASSOCIATES3 Filed as: SJP & ASSOCIATES, INC. | 4000 OLD STATION RD, APT 4101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $560 | $17 | $577 | 0.34% |
| KORMOS INS. AND FIN. SERVICES INC.3 | 8843 DAN DRIVE NORTH ROYALTON, OH 44133 | AFLAC | $545 | — | $545 | 0.32% |
| TLANDA MCDONALD3 | 1855 TIVERTON ROAD BLOOMFIELD HILLS, MI 48304 | AFLAC | $367 | $73 | $440 | 0.26% |
| STEVE J PADGELEK3 Filed as: STEVE PADGELEK | 4000 OLD STATION RD, APT 4101 CRANBERRY TOWNSHIP, VA 16066 | AFLAC | $429 | $8 | $437 | 0.26% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE, SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $358 | — | $358 | 0.21% |
| CHARLES HOUGH3 | 162 SLATE HILL ROAD TELFORD, TN 37690 | AFLAC | $257 | — | $257 | 0.15% |
| JOSEPH M HARRELL3 Filed as: JOSEPH HARRELL | P.O. BOX 24642 FT LAUDERDALE, FL 33307 | AFLAC | $246 | — | $246 | 0.14% |
| KEVIN WRONA3 | 4086 FAR O WAY LANE RICHFIELD, OH 44286 | AFLAC | $236 | — | $236 | 0.14% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $197 | — | $197 | 0.12% |
| DEBORAH LITTLEFORD3 | 25471 KINSALE PLACE ALDIE, VA 20105 | AFLAC | $190 | — | $190 | 0.11% |
| SANDRA P CRAFF3 Filed as: SANDRA CRAFF | 716 NORCOVA DRIVE CHESAPEAKE, VA 23320 | AFLAC | $173 | — | $173 | 0.10% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC | $167 | — | $167 | 0.10% |
| DAVID A COSENTINO3 | 61 SCUPPER LANE, SUITE 125 NORTHFIELD, OH 44067 | AFLAC | $159 | — | $159 | 0.09% |
| MELINDA S CURTISS3 | 18654 MORRIS ROAD CONNEAUTVILLE, PA 16406 | AFLAC | $143 | — | $143 | 0.08% |
| KRISTIN J QUINLAN3 Filed as: KRISTIN QUINLIN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC | $139 | — | $139 | 0.08% |
| JAMIE PITTNER3 | 810 RIVER AVENUE, SUITE 230 PITTSBURGH, PA 15212 | AFLAC | $136 | — | $136 | 0.08% |
| JOY GRUBE PADGELEK3 Filed as: JOY PADGELEK | 1195 WASHINGTON PIKE, SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $125 | — | $125 | 0.07% |
| JUDY KAUFFMAN3 | P.O. BOX 135 NEW WILMINGTON, PA 16142 | AFLAC | $122 | — | $122 | 0.07% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DRIVE, SUITE 205 MEADVILLE, PA 16335 | AFLAC | $122 | — | $122 | 0.07% |
| CLINTON MCCONNELL3 | 394 EAGLE MILL ROAD BUTLER, PA 16001 | AFLAC | $100 | $22 | $122 | 0.07% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC | $120 | — | $120 | 0.07% |
| YARBOROUGH AND YARBOROUGH INC3 Filed as: YARBOROUGH AND YARBOROUGH, INC. | 4035 HEUTTE DRIVE NORFOLK, VA 23518 | AFLAC | $114 | — | $114 | 0.07% |
| DENNIS STALLBAUM3 | 1985 OAKHAVEN ROAD TOLEDO, OH 43615 | AFLAC | $99 | $15 | $114 | 0.07% |
| JOAN FIALKOWSKI3 | 2100 MEDITERRANEAN AVENUE, 28 VIRGINIA BEACH, VA 23451 | AFLAC | $111 | — | $111 | 0.07% |
| KIRSTEN ELIZABET WILSON3 Filed as: KIRSTEN WILSON | 217 ELECTION HOUSE ROAD BUTLER, PA 16001 | AFLAC | $108 | — | $108 | 0.06% |
| STEVEN M MAZUR3 Filed as: STEVEN MAZUR | 6415 MONMOUTH ROAD CLEVELAND, OH 44129 | AFLAC | $103 | — | $103 | 0.06% |
| CHARLES BONO3 | P.O. BOX 5506 WILLIAMSBURG, VA 23188 | AFLAC | $96 | — | $96 | 0.06% |
| DEBORAH H HALL3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $94 | — | $94 | 0.06% |
| DAVID N MORGAN3 Filed as: DAVID MORGAN | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $86 | — | $86 | 0.05% |
| LAURIE AULT3 | 315 GREEN RIDGE ROAD,, SUITE H1 NEW CASTLE, PA 16105 | AFLAC | $72 | — | $72 | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $72 | — | $72 | 0.04% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INSURANCE AGENCY, INC. | 9404 WOODCHIP LANE BROADVIEW HTS, OH 44147 | AFLAC | $66 | — | $66 | 0.04% |
| SHAWN K STEPHENS3 Filed as: SHAWN STEVENS | 1323 GRAHAM TRACE LANE LEAGUE CITY, TX 77573 | AFLAC | $62 | — | $62 | 0.04% |
| SHAUN M KLUG3 Filed as: SHAUN KLUG | 9868 HIGH MEADOW DRIVE YPSILANTI, MI 48198 | AFLAC | $46 | $15 | $61 | 0.04% |
| BISYS INSURANCE SERVICES, INC.3 | 292 MADISON AVENUE, 5TH FLOOR NEW YORK, NY 10017 | AFLAC | $60 | — | $60 | 0.04% |
| GREG A GOULD3 Filed as: GREG GOULD | 8105 GINGKO WAY DEXTER, MI 48130 | AFLAC | $60 | — | $60 | 0.04% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE FINANCIAL | 315 GREEN RIDGE ROAD, SUITE H1 NEW CASTLE, PA 16105 | AFLAC | $55 | — | $55 | 0.03% |
| ELIZABETH ANNE BUCHANAN3 Filed as: ELIZABETH BUCHANAN | 3401 HUNTON RIDGE DRIVE GLEN ALLEN, VA 23059 | AFLAC | $54 | — | $54 | 0.03% |
| RONALD W ANDERSON3 Filed as: RONALD ANDERSON | 612 WYANDOTTE STREET IRWIN, PA 15642 | AFLAC | $49 | — | $49 | 0.03% |
| BRIAN TODD KAUFFMAN3 Filed as: BRIAN KAUFFMAN | 315 GREEN RIDGE ROAD, SUITE H1 NEW CASTLE, PA 16105 | AFLAC | $44 | — | $44 | 0.03% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 2604 BARRETT STREET, APT 289 VIRGINIA BEACH, VA 23452 | AFLAC | $42 | — | $42 | 0.02% |
| SCOTT JONES3 | 13511 CONSTITUTION HIGHWAY ORANGE, VA 22960 | AFLAC | $41 | — | $41 | 0.02% |
| NORTH EAST EMPIRE INC3 Filed as: NORTH EAST EMPIRE, INC. | 8 W BROAD STREET, SUITE 720 HAZELTON, PA 18201 | AFLAC | $40 | — | $40 | 0.02% |
| ANDREA L SHERMAN3 Filed as: ANDREA SHERMAN | 749 A THIMBLE SHOALS BLVD SUITE 3 NEWPORT NEWS, VA 23606 | AFLAC | $33 | — | $33 | 0.02% |
| ALFRED F. HARTMAN3 Filed as: ALFRED HARTMAN | 6505 ROCKSIDE ROAD SUITE 125 INDEPENDENCE, OH 44131 | AFLAC | $30 | — | $30 | 0.02% |
| ROBIN PRICE3 | 3059 ANASTASIA COURT APOKA, FL 32703 | AFLAC | $29 | — | $29 | 0.02% |
| ROBERTA DICKINSON3 | P.O. BOX 360277 STRONGSVILLE, OH 44136 | AFLAC | $27 | — | $27 | 0.02% |
| TIFFANY SMITH3 | 311 NAPLES COURT CHESAPEAKE, VA 23322 | AFLAC | $27 | — | $27 | 0.02% |
| OPPORTUNITY INC3 Filed as: OPPORTUNITY, INC. | 9404 WOODCHIP LANE BROADVIEW HEIGHTS, OH 44147 | AFLAC | $23 | — | $23 | 0.01% |
| TYE ELLIOTT3 | 1300 N INDEPENDENCE COURT GERMANTONW HILLS, IL 61548 | AFLAC | $23 | — | $23 | 0.01% |
| KENNETH W SHOLAR3 Filed as: KENNETH SHOLAR | 4608 WESTGROVE CT HAYWOOD EXEC PARK VIRGINIA BEACH, PA 23455 | AFLAC | $22 | — | $22 | 0.01% |
| AG AND ASSOCIATES3 | 6155 GRAEBEAR TRAIL EAST LANSING, MI 48823 | AFLAC | $20 | — | $20 | 0.01% |
| MELISSA DAWN MCCLAIN3 Filed as: MELISSA MCCLAIN | 104 WITHEROW ROAD SEWICKLEY, PA 15143 | AFLAC | $19 | — | $19 | 0.01% |
| JOHN E HRIVNAK3 Filed as: JOHN HRIVNAK | 3900 INDUSTRIAL PARK DRIVE SUITE 11 ALTOONA, PA 16602 | AFLAC | $19 | — | $19 | 0.01% |
| ROBERT CAWTHON, JR.3 | 239 S EBERHART ROAD BUTLER, PA 16001 | AFLAC | $18 | — | $18 | 0.01% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD ROAD, SUITE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $18 | — | $18 | 0.01% |
| JOHN SIDORCHUK3 | 1422 THORPE STREET NEW CASTLE, PA 23432 | AFLAC | $18 | — | $18 | 0.01% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $15 | — | $15 | 0.01% |
| LYNN MICHELE KENNEDY3 Filed as: LYNN KENNEDY | 1170 MARTIN ROAD KITTANNING, PA 16201 | AFLAC | $14 | — | $14 | 0.01% |
| DONALD B ORRELL3 Filed as: DONALD ORRELL | 1581 CHERRY GROVE ROAD NORTH SUFFOLK, VA 23432 | AFLAC | $13 | — | $13 | 0.01% |
| JESSICA HOUSLER3 | P.O. BOX 363 KANE, PA 16735 | AFLAC | $12 | — | $12 | 0.01% |
| LISA ROSTRON3 | 1088 MICHAELA CIRCLE CLARKSVILLE, TN 37043 | AFLAC | $12 | — | $12 | 0.01% |
| DUANE A ADAMS3 Filed as: DUANE ADAMS | 11520 NUCKOLS ROAD, SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $11 | — | $11 | 0.01% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVENUE, SUITE 230 PITTSBURGH, PA 15212 | AFLAC | $11 | — | $11 | 0.01% |
| THE TORRES GROUP LLC3 Filed as: THE TORRES GROUP, LLC | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $11 | — | $11 | 0.01% |
| CAROLYN C MILROY3 Filed as: CAROLYN MILROY | 2105 ARLENE STREET ANN ARBOR, MI 48103 | AFLAC | $10 | — | $10 | 0.01% |
| AMELIA MORGAN3 | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $7 | — | $7 | 0.00% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC | $7 | — | $7 | 0.00% |
| RICO PEREZ3 | 6000 LOMBARDO CENTER, SUITE 145 SEVEN HILLS, OH 44131 | AFLAC | $7 | — | $7 | 0.00% |
| RICHARD KRESINSKE3 | 4004 ATLANTIC AVENUE, APT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $5 | — | $5 | 0.00% |
| NICOLE WHITE3 | 28 CRESTLINE COURT PITTSBURGH, PA 15221 | AFLAC | $5 | — | $5 | 0.00% |
| MARK LINSER3 | 153 BLANDING BOULEVARD, SUITE 3 ORANGE PARK, FL 32073 | AFLAC | $5 | — | $5 | 0.00% |
| VICKI J VELTRI3 Filed as: VICKI VELTRI | 1175 BALKAN DRIVE PITTSBURGH, PA 15239 | AFLAC | $5 | — | $5 | 0.00% |
| HEATHER DOLLIVER3 | 2150 ASSOCIATION DRIVE OKEMOS, MI 48864 | AFLAC | $5 | — | $5 | 0.00% |
| JEFFREY C WERNER3 Filed as: JEFFREY WERNER | 18096 TRUDY DRIVE SPRING LAKE, MI 49456 | AFLAC | $4 | — | $4 | 0.00% |
| DENNIS HULSE3 | 240 PARALLEL STREET PLEASANTVILLE, PA 16341 | AFLAC | $3 | — | $3 | 0.00% |
| LINDSEY JO MARTIN3 Filed as: LINDSEY MARTIN | P.O. BOX 421 MENA, AR 71953 | AFLAC | $3 | — | $3 | 0.00% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | P.O. BOX 602 CONCORD, MI 23451 | AFLAC | $3 | — | $3 | 0.00% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $3 | — | $3 | 0.00% |
| DEBORAH LYNN FRANCO3 Filed as: DEBORAH FRANCO | 2 JUNIOR AVENUE WHEELING, WV 26003 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES C SNIDER JR3 Filed as: JAMES SNIDER, JR. | 2301 LUCIEN WAY, SUITE 150 MAITLAND, FL 32751 | AFLAC | $3 | — | $3 | 0.00% |
| MARILYN WYMAN3 | 4276 STONE CREEK DRIVE ERIE, PA 16506 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES DAVID PORTERFIELD3 Filed as: JAMES PORTERFIELD | P.O. BOX 3041 ELKINS, WV 26241 | AFLAC | $2 | — | $2 | 0.00% |
| STEPHANIE L KESSELRING3 Filed as: STEPHANIE KESSELRING | 3141 ROLLING GREEN COURT MILFORD, MI 48380 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN FRICK3 | 724 HIGH STREET EXT. DUNBAR, PA 45431 | AFLAC | $1 | — | $1 | 0.00% |
| RUSSELL TINNEY3 | 11520 NUCKOLS ROAD, SUITE 103 GLEN ALLEN, PA 23059 | AFLAC | $1 | — | $1 | 0.00% |
| JULIE SLAUGHTER3 | 31211 GRANDON STREET LIVONIA, MI 48150 | AFLAC | $1 | — | $1 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | HEARTLAND | $5K | — | $5K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 622 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 630 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 395 | $3.9M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 798 | $256K |
| Vision | HEARTLAND | 766 | $46K |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 395 | $3.9M |
| Other | UPMC HEALTH OPTIONS | 393 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 798 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.