| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 152223602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $1K | $7K | 13.07% |
| STALWART INSURANCE LLC3 | 2550 BOYCE PLAZA ROAD STE 120 PITTSBURGH, PA 152413954 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $756 | — | $756 | 1.38% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 152223602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $922 | $4K | 10.22% |
| STALWART INSURANCE LLC3 | 2550 BOYCE PLAZA ROAD STE 120 PITTSBURGH, PA 152413954 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $353 | — | $353 | 0.88% |
| STEVE J PADGELEK3 Filed as: STEVE PADGELEK | 5500 BROOKTREE RD STE 102 WEXFORD, PA 15090 | AFLAC | $2K | $41 | $2K | 5.75% |
| HALEY E SCHMITT3 Filed as: HALEY SCHMITT | 101 DEIMLING RD PITTSBURGH, PA 15229 | AFLAC | $758 | $30 | $788 | 2.48% |
| RIFFE CONSULTING GROUP LLC3 | 219 TIMBER RDG CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $243 | — | $243 | 0.76% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN RD PITTSBURGH, PA 15237 | AFLAC | $214 | — | $214 | 0.67% |
| JACKIE ODONNELL3 | 327 STANFORD AVE PITTSBURGH, PA 15229 | AFLAC | $183 | — | $183 | 0.58% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15237 | AFLAC | $157 | $3 | $160 | 0.50% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW SCHAAL | 103 OVERBROOK DR CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $122 | $27 | $149 | 0.47% |
| CAROLINE OVIAL3 | 300 PERSHING ST ELLWOOD CITY, PA 16117 | AFLAC | $94 | — | $94 | 0.30% |
| ASHLEE O'DONNELL3 Filed as: ASHLEE ODONNELL | 504 S MAIN STREET SUITE 101 ZELIENOPLE, PA 16063 | AFLAC | $92 | — | $92 | 0.29% |
| MARIO HAIFA3 | 216 WARWICK DR PITTSBURGH, PA 15241 | AFLAC | $82 | — | $82 | 0.26% |
| BRYAN EMERSON3 | 1393 BITTERSWEET DR NE WARREN, OH 44484 | AFLAC | $71 | — | $71 | 0.22% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC | $47 | — | $47 | 0.15% |
| ETHAN ROBERT RIFFE3 Filed as: ETHAN RIFFE | 219 TIMBER RDG CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $46 | — | $46 | 0.14% |
| TYE ELLIOTT3 | 1300 N INDEPENDENCE CT GERMANTOWN HILLS, IL 61548 | AFLAC | $13 | — | $13 | 0.04% |
| JOY GRUBE PADGELEK3 Filed as: JOY PADGELEK | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $9 | — | $9 | 0.03% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $8 | — | $8 | 0.03% |
| THOMAS MCGARRY3 | 1627 N COLONIAL TER ARLINGTON, VA 22209 | AFLAC | $8 | — | $8 | 0.03% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $8 | — | $8 | 0.03% |
| KRISTIN J QUINLAN3 Filed as: KRISTIN QUINLAN | 137 SEMICONON LN RENFREW, PA 16053 | AFLAC | $2 | — | $2 | 0.01% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC | $2 | — | $2 | 0.01% |
| JAMES BRANDT3 | 47 MARVIN ST PORT MATILDA, PA 16870 | AFLAC | $2 | — | $2 | 0.01% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 152223602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $365 | $2K | 11.53% |
| STALWART INSURANCE LLC3 | 2550 BOYCE PLAZE ROAD STE 120 PITTSBURGH, PA 152413954 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $131 | — | $131 | 0.85% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 152223602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $298 | $2K | 16.17% |
| STALWART INSURANCE LLC3 | 2550 BOYCE PLAZA ROAD STE 120 PITTSBURGH, PA 152413954 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $156 | — | $156 | 1.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 230 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 233 | $1.4M |
| Dental | AETNA LIFE INSURANCE COMPANY | 233 | $1.4M |
| Vision | VISION BENEFITS OF AMERICA | 141 | $10K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 230 | $70K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 116 | $40K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 97 | $12K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 230 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.