| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 152223602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 15.84% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 152223602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $4K | 12.43% |
| HALEY E SCHMITT3 | 329 STANFORD AVE PITTSBURGH, PA 15229 | AFLAC | $1K | $261 | $1K | 4.40% |
| SJP & ASSOCIATES3 Filed as: SJP & ASSOCIATES INC | 4000 OLD STATION RD APT 4101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $1K | $102 | $1K | 4.07% |
| JACKIE ODONNELL3 | 327 STANFORD AVE PITTSBURGH, PA 15229 | AFLAC | $722 | $261 | $983 | 2.99% |
| MARY BRAMSON3 | 200 38TH ST BEAVER FALLS, PA 15010 | AFLAC | $906 | $0 | $906 | 2.76% |
| ASHLEE O'DONNELL3 Filed as: ASHLEE ODONNELL | 504 S MAIN STREET SUITE 101 ZELIENOPLE, PA 16063 | AFLAC | $425 | $131 | $556 | 1.69% |
| RIFFE CONSULTING GROUP LLC3 | 203 MEADOWBROOK DR CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $405 | $102 | $507 | 1.54% |
| BRYAN EMERSON3 | 1393 BITTERSWEET DR NE WARREN, OH 44484 | AFLAC | $366 | $0 | $366 | 1.11% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW SCHAAL | 103 OVERBROOK DR CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $279 | $0 | $279 | 0.85% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN RD PITTSBURGH, PA 15237 | AFLAC | $214 | $0 | $214 | 0.65% |
| CAROLINE OVIAL3 | 300 PERSHING ST ELLWOOD CITY, PA 16117 | AFLAC | $146 | $29 | $175 | 0.53% |
| ETHAN R. RIFFE3 Filed as: ETHAN R RIFFE | 203 MEADOWBROOK DR CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $79 | $29 | $108 | 0.33% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE STE 300 BRIDGEVILLE, PA 15017 | AFLAC | $99 | $0 | $99 | 0.30% |
| STEVE J PADGELEK3 | 4000 OLD STATION RD APT 4101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $84 | $0 | $84 | 0.26% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC | $46 | $0 | $46 | 0.14% |
| THOMAS MCGARRY3 | 300 UNIVERSITY AVE APT 465 SYRACUSE, NY 13210 | AFLAC | $14 | $20 | $34 | 0.10% |
| MATTHEW MCCLAY3 Filed as: MATTHEW MCGARRY | 1086 MANSFIELD AVE INDIANA, PA 15237 | AFLAC | $24 | $0 | $24 | 0.07% |
| TYE ELLIOTT3 | 1300 N INDEPENDENCE CT GERMANTOWN HILLS, IL 61548 | AFLAC | $13 | $0 | $13 | 0.04% |
| JOY GRUBE PADGELEK3 Filed as: JOY PADGELEK | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $11 | $0 | $11 | 0.03% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $10 | $0 | $10 | 0.03% |
| THE TORRES GROUP LLC3 | 1750 FARMINGTON CIRCLE WELLINTON, TN 37919 | AFLAC | $7 | $0 | $7 | 0.02% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC | $2 | $3 | $5 | 0.02% |
| AMANDA TROIANO3 | 8870 KIND DR PITTSBURGH, PA 15237 | AFLAC | $4 | $0 | $4 | 0.01% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $2 | $0 | $2 | 0.01% |
| KRISTIN J QUINLAN3 Filed as: KRISTIN QUINLAN | 137 SEMICONON LN RENFREW, PA 16053 | AFLAC | $2 | $0 | $2 | 0.01% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC. | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 152223602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $454 | $2K | 13.23% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 152223602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $350 | $2K | 18.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 204 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 206 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 206 | $1.4M |
| Dental | AETNA LIFE INSURANCE COMPANY | 206 | $1.4M |
| Vision | VISION BENEFITS OF AMERICA | 125 | $9K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 204 | $64K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 103 | $36K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 89 | $11K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 204 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 206 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.