| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $7K | — | $7K | 3.04% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $7K | — | $7K | 3.02% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $5K | — | $5K | 3.08% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $5K | — | $5K | 3.04% |
| PAA SERVICES INC3 | 1925 N FRONT STREET HARRISBURG, PA 17102 | AMERICAN FIDELITY ASSURANCE COMPANY | $4K | — | $4K | 4.38% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 2.80% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $2K | — | $2K | 2.98% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $1K | — | $1K | 3.00% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $1K | — | $1K | 2.88% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $722 | — | $722 | 3.06% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $2K | — | $2K | 10.01% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $1K | — | $1K | 10.04% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $335 | — | $335 | 2.79% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $1K | — | $1K | 9.96% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $272 | — | $272 | 3.00% |
| PAA SERVICES INC3 | 1925 N FRONT STREET HARRISBURG, PA 17102 | AMERICAN FIDELITY ASSURANCE COMPANY | $480 | — | $480 | 5.43% |
| AMERICAN FIDELITY GENERAL AGENCY3 Filed as: AMERICAN FIDELITY ASSUARANCE COMPAN | PO BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY | $180 | — | $180 | 2.04% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $765 | — | $765 | 10.31% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $180 | — | $180 | 3.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY | -$126 | — | -$126 | -2.42% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $120 | — | $120 | 2.99% |
| PAA SERVICES INC3 | 1925 N FRONT STREET HARRISBURG, PA 17102 | AMERICAN FIDELITY ASSURANCE COMPANY | $105 | — | $105 | 4.38% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $37 | — | $37 | 3.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA, OK 73125 | AMERICAN FIDEILTY ASSURANCE COMPANY | $75 | — | $75 | 7.13% |
| PAA SERVICES INC3 | 1925 N FRONT STREET HARRISBURG, PA 17102 | AMERICAN FIDEILTY ASSURANCE COMPANY | $28 | — | $28 | 2.66% |
| BRYER INSURANCE SERVICES, INC.3 Filed as: BRYER INSURANCE SERVICES INC | 2135 RIDGE ROAD GREENSBURG, PA 15601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 2.42% |
| NANCY L BEATTY3 | 33 OVERVIEW DRIVE GREENSBURG, PA 15601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.97% |
| MATTHEW T. MATISKO3 Filed as: MATTHEW T MATISKO | 14550 RT 30 TRAFFORD, PA 15085 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.19% |
| DEEANN GREENE-MARSZALEK3 Filed as: DEEANN GREENE MARSZALEK | 409 N 20TH STREET WEIRTON, WV 26062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.19% |
| WILLIAM E GOOD3 | 545 TOM SAWYER ROAD DRIPPING SPRINGS, TX 78620 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.10% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $38 | — | $38 | 4.97% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $14 | — | $14 | 3.06% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $12 | — | $12 | 3.12% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $15 | — | $15 | 6.58% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $37 | — | $37 | 16.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(22 contracts, 3 carriers) | UPMC HEALTH OPTIONS | 65 | $1.2M |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 3 | $1K |
| Short-term disability(3 contracts) | AMERICAN FIDELITY ASSURANCE COMPANY | 27 | $16K |
| Long-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 57 | $82K |
| Stop-loss / reinsurancereinsurance | AMERICAN FIDELITY ASSURANCE COMPANY | 14 | $6K |
| Other | AMERICAN FIDEILTY ASSURANCE COMPANY | 15 | $1K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 65 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.