| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $8K | — | $8K | 2.74% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $7K | — | $7K | 2.76% |
| M&T BANK3 Filed as: ENSCOE LONG INSURACNE GROUP, LLC | 80 ENERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $8K | — | $8K | 2.99% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $6K | — | $6K | 2.96% |
| PAA SERVICES INC3 Filed as: PAA SERVICES, INC | C/O EILEEN MAYFIELD HARRISBURG, PA 17105 | AMERICAN FIDELITY ASSURANCE COMPANY | $4K | $4K | $8K | 9.30% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP. LLC | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $2K | — | $2K | 3.11% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $1K | — | $1K | 2.95% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $910 | — | $910 | 2.98% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $884 | — | $884 | 3.33% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $2K | — | $2K | 10.06% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE SUITE 1301 BRIDGVILLE, PA 15017 | UPMC HEALTH BENEFITS | $1K | — | $1K | 9.84% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $1K | — | $1K | 10.41% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $1K | — | $1K | 9.93% |
| PAA SERVICES INC3 | C/ EILEEN MAYFIELD HARRISBURG, PA 17105 | AMERICAN FIDELITY ASSURANCE COMPANY | $648 | $378 | $1K | 13.27% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: PAA SERVIES INC | C/O EILEEN MAYFIELD HARRISBURG, PA 17105 | AMERICAN FIDELITY ASSURANCE COMPANY | $243 | — | $243 | 4.79% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $136 | — | $136 | 2.75% |
| PAA SERVICES INC3 Filed as: PAA SERVICES, INC. | C/O EILEEN MAYFIELD HARRISBURG, PA 17105 | AMERICAN FIDELITY ASSURANCE COMPANY | $76 | — | $76 | 1.64% |
| PAA SERVICES INC3 Filed as: PAA SERVICES, INC | C/O EILEEN MAYFIELD HARRISBURG, PA 15107 | AMERICAN FIDELITY ASSURANCE COMPANY | $105 | $94 | $199 | 9.35% |
| PAA SERVICES INC3 Filed as: PAA SERVICES, INC. | C/O EILEEN MAYFIELD HARRISBURG, PA 17105 | AMERICAN FIDEILTY ASSURANCE COMPANY | -$28 | $43 | $15 | 0.89% |
| COLONIAL LIFE & ACCIDENT3 Filed as: COLONIAL INSURANCE COMPANY | PO BOX 1365 COLUMBIA, SC 29202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | — | $39 | 3.77% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $28 | — | $28 | 9.21% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | — | — | $0 | — |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(17 contracts, 3 carriers) | UPMC HEALTH OPTIONS | 72 | $1.3M |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 3 | $1K |
| Short-term disability(3 contracts) | AMERICAN FIDELITY ASSURANCE COMPANY | 19 | $15K |
| Long-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 60 | $83K |
| Stop-loss / reinsurancereinsurance | AMERICAN FIDELITY ASSURANCE COMPANY | 15 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 72 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.