| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $8K | — | $8K | 2.98% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $7K | — | $7K | 3.01% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $6K | — | $6K | 2.95% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $5K | — | $5K | 2.97% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $2K | — | $2K | 3.07% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $2K | — | $2K | 3.02% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $2K | — | $2K | 3.07% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $1K | — | $1K | 3.08% |
| ENSCOE LONG INSURANCE GROUP LLC Filed as: ENSCOE LONG INSURANCE GROUP , LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UNITED CONCORDIA DENTAL PLANS OF AMERICA, INC. | $214 | — | $214 | 2.22% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $45 | — | $45 | 2.40% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP, LLC | 80 EMERSON LANE, SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $31 | — | $31 | 9.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 135 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts) | UPMC HEALTH OPTIONS | 62 | $1.1M |
| Dental | UNITED CONCORDIA DENTAL PLANS OF AMERICA, INC. | 133 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.