| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $19K | — | $19K | 1.55% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $14K | — | $14K | 1.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $19K | — | $19K | 1.59% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $14K | — | $14K | 1.16% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | HARTFORD LIFE AND ACCIDENT | — | $13K | $13K | 4.85% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $3K | — | $3K | 1.62% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $2K | — | $2K | 1.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $2K | — | $2K | 1.52% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $2K | — | $2K | 1.18% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $1K | — | $1K | 1.62% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $969 | — | $969 | 1.14% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $2K | — | $2K | 2.35% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $467 | — | $467 | 0.71% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $1K | — | $1K | 2.57% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $443 | — | $443 | 0.80% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $995 | — | $995 | 2.38% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $329 | — | $329 | 0.79% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $879 | — | $879 | 2.69% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $119 | — | $119 | 0.36% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $375 | — | $375 | 2.53% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $287 | — | $287 | 1.94% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $357 | — | $357 | 2.52% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $280 | — | $280 | 1.98% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $56 | — | $56 | 2.28% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $42 | — | $42 | 1.71% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $16 | — | $16 | 1.90% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $12 | — | $12 | 1.42% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $22 | — | $22 | 3.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $23 | — | $23 | 3.46% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $14 | — | $14 | 2.95% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $13 | — | $13 | 6.77% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $8 | — | $8 | 4.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | DELTA DENTAL OF PENNSYLVANIA | $2K | — | $2K | — |
| USI INSURANCE SERVICES LLC3 | 6 PPG PLACE STE 200 PITTSBURGH, PA 15222 | DELTA DENTAL OF PENNSYLVANIA | $1K | — | $1K | — |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $36 | — | $36 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 445 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 445 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts) | UPMC HEALTH OPTIONS | 317 | $3.0M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 765 | $0 |
| Vision(8 contracts) | UPMC HEALTH BENEFITS | 678 | $34K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 475 | $270K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 475 | $270K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 475 | $270K |
| Other | HARTFORD LIFE AND ACCIDENT | 475 | $270K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 765 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.