| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $41K | — | $41K | 2.73% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $39K | — | $39K | 2.76% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $6K | — | $6K | 2.73% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMN HEALTH OPTIONS | $5K | — | $5K | 2.48% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $4K | — | $4K | 2.74% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $4K | — | $4K | 2.73% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 1.30% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 2.15% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $2K | — | $2K | 2.83% |
| COURY HEALTH SERVICES LLC3 | 865 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 2.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $1K | — | $1K | 2.93% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $570 | — | $570 | 3.69% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $538 | — | $538 | 3.67% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $154 | — | $154 | 2.19% |
| COURY HEALTH SERVICES LLC3 | 865 GREENTREE RD STE 310 PITTSBURGH, PA 15520 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $54 | $54 | 2.18% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $81 | — | $81 | 3.55% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $68 | — | $68 | 3.65% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $59 | — | $59 | 3.71% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $38 | — | $38 | 3.66% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $17 | — | $17 | 4.07% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 444 LIBERTY AVE STE 805 PITTSBURGH, PA 15222 | UPMC HEALTH BENEFITS | $6 | — | $6 | 3.21% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE, STE. 805 PITTSBURGH, PA 15222 | DELTA DENTAL OF PENNSYLVANIA | $3K | — | $3K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 469 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 469 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 287 | $3.8M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 751 | $0 |
| Vision(8 contracts) | UPMC HEALTH BENEFITS | 326 | $37K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 167 | $101K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 167 | $92K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 167 | $67K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 167 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 751 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.