| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $38K | — | $38K | 2.75% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $37K | — | $37K | 2.74% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $6K | — | $6K | 2.75% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $6K | — | $6K | 2.79% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $5K | — | $5K | 2.77% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $4K | — | $4K | 2.72% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $884 | $884 | 0.91% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $3K | — | $3K | 2.76% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $2K | — | $2K | 2.82% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $439 | $439 | 0.64% |
| COURY HEALTH SERVICES LLC3 | 865 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $305 | $305 | 0.46% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | VISION BENEFITS OF AMERICA | $515 | — | $515 | 1.94% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE. STE. 805 PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $237 | — | $237 | 2.90% |
| COURY HEALTH SERVICES LLC3 | 865 GREENTREE RD STE 310 PITTSBURGH, PA 15520 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $16 | $16 | 0.66% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 444 LIBERTY AVE, STE. 805 PITTSBURGH, PA 15222 | DELTA DENTAL OF PENNSYLVANIA | $3K | — | $3K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 474 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 474 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts) | UPMC HEALTH OPTIONS | 263 | $3.7M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 714 | $0 |
| Vision | VISION BENEFITS OF AMERICA | 391 | $27K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 474 | $69K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 402 | $97K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 402 | $66K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 474 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 714 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.