| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | HIGHMARK INC. | $373K | $0 | $373K | 2.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER JOHNSTON AND SMELZER INC. | 1301 GRANDVIEW, SUITE 400 PITTSBURGH, PA 15211 | HIGHMARK INC. | $10 | $0 | $10 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 9171 TOWNE CENTER DRIVE, SUITE 500 SAN DIEGO, CA 92122 | BLUE CROSS OF CALIFORNIA | $87K | $0 | $87K | 2.87% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | BLUE CROSS OF CALIFORNIA | $51K | $0 | $51K | 1.68% |
| ASSUREDPARTNERS3 | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | UPMC HEALTH COVERAGE | $34K | $0 | $34K | 1.82% |
| ASSUREDPARTNERS3 | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $90K | $0 | $90K | 7.17% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 CLEVELAND, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $54K | $54K | 4.24% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER JOHNSTON AND SMELZER INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | $0 | $10K | 0.80% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 CLEVELAND, OH 44131 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $31K | $0 | $31K | 3.39% |
| ASSUREDPARTNERS3 | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $6K | $5K | $12K | 1.30% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | LOCKBOX 740659 LOS ANGELES, CA 90074 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $22K | $0 | $22K | 4.88% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER JOHNSTON AND SMELZER INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $2K | $0 | $2K | 0.41% |
| ASSUREDPARTNERS3 | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | METROPOLITAN LIFE INSURANCE COMPANY | $31K | $31 | $31K | 14.67% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 CLEVELAND, OH 44131 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $2K | $6K | 2.92% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER JOHNSTON AND SMELZER INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | METROPOLITAN LIFE INSURANCE COMPANY | $71 | $24 | $95 | 0.04% |
| ASSUREDPARTNERS3 | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | FEDERAL INSURANCE COMPANY | $23K | $0 | $23K | 20.00% |
| ASSUREDPARTNERS3 | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | VISION SERVICE PLAN | $2K | $0 | $2K | 4.21% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER JOHNSTON AND SMELZER INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | $0 | $1K | 5.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER JOHNSTON AND SMELZER INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $36 | $0 | $36 | 9.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,144 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,144 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HIGHMARK INC. | 3,382 | $23.6M |
| Dental(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,225 | $1.4M |
| Vision(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,225 | $1.4M |
| Life insurance(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,144 | $1.5M |
| Short-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,144 | $1.3M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,144 | $1.3M |
| Prescription drug(2 contracts, 2 carriers) | HIGHMARK INC. | 3,382 | $21.7M |
| Other(3 contracts, 2 carriers) | FEDERAL INSURANCE COMPANY | 2,144 | $116K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,382 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.