| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | HIGHMARK | $142K | — | $142K | 1.98% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | AETNA HEALTH, INC. | $53K | — | $53K | 2.75% |
| WARREN EMPLOYEE BENEFITS CO.3 | 14140 MIDWAY ROAD, SUITE 205 DALLAS, TX 75244 | BLUE CROSS BLUE SHIELD OF TEXAS | $53K | — | $53K | 3.08% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | UPMC HEALTH COVERAGE | $20K | — | $20K | 1.83% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | AETNA LIFE INSURANCE CO. | $31K | $2K | $33K | 4.76% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM, INC. | 300 1ST AVENUE S, 5TH FLOOR ST PETERSBURG, FL 33701 | HEALTH OPTIONS | $22K | — | $22K | 5.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | THE GUARDIAN LIFE INSURANCE CO. OF AMERICA | $12K | $9K | $21K | 5.27% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 INDEPENDENCE, PA 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $14K | — | $14K | 4.74% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $13K | — | $13K | 4.36% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $75 | $23K | 13.65% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 CLEVELAND, OH 44131 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $837 | $5K | 3.17% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15205 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $8K | — | $8K | 4.96% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 8.43% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 INDEPENDENCE, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 4.75% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM, INC. | 300 1ST AVENUE S, 5TH FLOOR ST PETERSBURG, FL 337014200 | BLUE CROSS BLUE SHIELD OF FLORIDA | $4K | — | $4K | 5.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 9.18% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 INDEPENDENCE, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 4.74% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 4.61% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 INDEPENDENCE, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 2.32% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | VISION SERVICE PLAN | $2K | — | $2K | 4.37% |
| RC KNOX & COMPANY INC.3 Filed as: R.C. KNOX & CO. INC. | 850 MAIN STREET BRIDGEPORT, CT 06604 | VISION SERVICE PLAN | $360 | — | $360 | 0.76% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | ATLANTIC SPECIALTY INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 11.95% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 INDEPENDENCE, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 4.50% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | ATLANTIC SPECIALTY INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| EBS INSURANCE BROKERS3 Filed as: EBS INSURANCE BROKERS, INC. | ONE GATEWAY CENTER, STE 650 NEWTON, MA 02458 | DELTA DENTAL OF MA | $977 | — | $977 | 5.70% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 12.65% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 INDEPENDENCE, PA 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $747 | — | $747 | 4.79% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 13.03% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 INDEPENDENCE, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $729 | — | $729 | 4.87% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 12.25% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE ROAD, SUITE 103 INDEPENDENCE, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $501 | — | $501 | 5.32% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | UPMC HEALTH COVERAGE | $71 | — | $71 | 1.49% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM, INC. | 300 1ST AVENUE S, 5TH FLOOR ST PETERSBURG, FL 33701 | ADVANTICA REINSURANCE COMPANY | $521 | — | $521 | 12.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON & SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | ATLANTIC SPECIALTY INSURANCE COMPANY | $372 | — | $372 | 15.02% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILLINGHAM, INC. | 300 1ST AVENUE S, 5TH FLOOR ST. PETERSBURG, FL 33701 | HYATT LEGAL PLANS OF FLORIDA | $49 | — | $49 | 7.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 8 carriers) | HIGHMARK | 1,544 | $13.2M |
| Dental(5 contracts, 5 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 510 | $3.0M |
| Vision(4 contracts, 4 carriers) | AETNA LIFE INSURANCE CO. | 510 | $1.1M |
| Life insurance(8 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 561 | $592K |
| Short-term disability(6 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 561 | $497K |
| Long-term disability(8 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 561 | $592K |
| Prescription drug(6 contracts, 6 carriers) | HIGHMARK | 1,544 | $12.0M |
| Other(8 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,245 | $440K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,544 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.