| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER JOHNSTON & SMELZER INC. | 1301 GRANDVIEW AVENUE, SUITE 400 TRIMONT PLAZA PITTSBURGH, PA 15205 | HIGHMARK INC. | $166K | — | $166K | 1.93% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | PO BOX 740659 LOS ANGELES, CA 90074 | AETNA HEALTH INC. | $38K | — | $38K | 1.86% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | AETNA HEALTH INC. | $15K | — | $15K | 0.72% |
| WARREN EMPLOYEE BENEFITS CO.3 Filed as: WARREN EMPLOYEE BENEFITS COMPANY | 14140 MIDWAY ROAD, SUITE 205 DALLAS, TX 75244 | BLUE CROSS BLUE SHIELD OF TEXAS | $59K | $20 | $59K | 3.09% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON AND SMELZER INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15205 | UPMC HEALTH COVERAGE | $25K | — | $25K | 1.98% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | AETNA LIFE INSURANCE COMPANY | $9K | $15K | $25K | 3.34% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | PO BOX 740659 LOS ANGELES, CA 90074 | AETNA LIFE INSURANCE COMPANY | $18K | — | $18K | 2.42% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON, AND SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $45K | — | $45K | 6.38% |
| EXPRESSLINK GENERAL AGENCY LLC3 Filed as: EXPRESSLINK GENERAL AGENCY, LLC | 4200 ROCKSIDE ROAD, SUITE 103 CLEVELAND, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $31K | — | $31K | 4.28% |
| UNITED BENEFITS ADVISORS INC3 Filed as: UNITED BENEFITS ADVISORS, INC. | 10 WUNSHINE LANE RED LION, PA 17356 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $1K | $1K | 0.17% |
| ASSUREDPARTNERS3 | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $14K | $9K | $23K | 5.15% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON, AND SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15205 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $8K | — | $8K | 4.96% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON, AND SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | — | $23K | 15.86% |
| EXPRESSLINK GENERAL AGENCY LLC3 Filed as: EXPRESSLINK GENERAL AGENCY, LLC | 4200 ROCKSIDE ROAD, SUITE 103 CLEVELAND, OH 44131 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $5K | 3.06% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON, AND SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | ATLANTIC SPECIALTY INSURANCE COMPANY | $9K | — | $9K | 15.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON, AND SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15205 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $3K | — | $3K | 10.10% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON, AND SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | VISION SERVICE PLAN | $1K | — | $1K | 5.00% |
| FBP INSURANCE SERVICES3 | 130 THEORY, SUITE 200 IRVINE, CA 92617 | VISION SERVICE PLAN | $1K | — | $1K | 5.56% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON, AND SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $810 | — | $810 | 10.00% |
| TUCKER JOHNSTON & SMELZER INC3 Filed as: TUCKER, JOHNSTON, AND SMELZER, INC. | 1301 GRANDVIEW AVENUE, SUITE 400 PITTSBURGH, PA 15211 | ATLANTIC SPECIALTY INSURANCE COMPANY | $390 | — | $390 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,319 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,319 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | HIGHMARK INC. | 1,746 | $14.7M |
| Dental(4 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 592 | $3.3M |
| Vision(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 592 | $1.2M |
| Life insurance(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,319 | $869K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,319 | $713K |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,319 | $721K |
| Prescription drug(4 contracts, 4 carriers) | HIGHMARK INC. | 1,746 | $13.4M |
| Other(5 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 1,319 | $814K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,746 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.