| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $18 | $18 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BUCK GLOBAL, LLC EIN 13-3954297 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $208K |
| UNITED CONCORDIA COMPANIES INC. EIN 25-1687586 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $196K |
| GRIDIRON PARTNERS, LLC EIN 83-4311543 NONE | Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $99K |
| ALBANESE SINCHAR SMITH & CO EIN 46-1686881 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $97K |
| CIM INVESTMENT MANAGEMENT EIN 25-1738846 NONE | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $51K |
| TWIN CAPITAL MANAGEMENT INC EIN 25-1590628 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $32K |
| ALLEN BATES TECHONOLOGIES EIN 25-1460327 NONE | Other services; Direct payment from the plan Service code 49 | — | $25K |
| FNB WEALTH MANAGEMENT COMPANY EIN 25-1255406 NONE | Custodial (securities); Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 19 | — | $22K |
| NEPC LLC EIN 04-2927339 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $19K |
| MEYER UNKOVIC & SCOTT LLP EIN 25-1008021 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
| ENKOMPAS TECHNOLOGY SOLUTIONS EIN 23-3887167 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $11K |
| EXPERIS US, INC EIN 39-1929719 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $11K |
| SULLIVAN HAZELTINE ALLINSON LLC EIN 20-5238500 NONE | Legal; Direct payment from the plan Service code 29 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,623 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 615 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,238 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(3 contracts) | VISION BENEFITS OF AMERICA | 2,156 | $330K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 5,406 | $360K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 5,406 | $360K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,406 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.