| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 | PO BOX 202617 DALLAS, TX 75320 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $13 | $13 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BUCK GLOBAL, LLC EIN 13-3954297 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $268K |
| UNITED CONCORDIA COMPANIES INC. EIN 25-1687586 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $226K |
| ALBANESE SINCHAR SMITH & CO EIN 46-1686881 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $137K |
| COHEN & GRIGSBY EIN 25-1491692 NONE | Consulting (general); Direct payment from the plan; Legal Service code 16 | — | $107K |
| WICK STREIFF MEYER O'BOYLE SZELIGO EIN 25-1647131 NONE | Legal; Direct payment from the plan Service code 29 | — | $87K |
| WELLINGTON MANAGEMENT COMPANY, LLP EIN 04-2683227 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $74K |
| ALLEN BATES TECHONOLOGIES EIN 25-1460327 NONE | Other services; Direct payment from the plan Service code 49 | — | $40K |
| JUBELIRER PASS & INTRIERI, PC EIN 25-1340770 NONE | Consulting (general); Direct payment from the plan; Legal Service code 16 | — | $27K |
| ALTAIR MANAGEMENT PARTNERS EIN 27-0388730 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $24K |
| ENKOMPAS TECHNOLOGY SOLUTIONS EIN 23-3887167 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $19K |
| F.N.B. WEALTH MANAGEMENT EIN 25-1255406 NONE | Direct payment from the plan; Custodial (securities); Trustee (bank, trust company, or similar financial institution) Service code 19 | — | $16K |
| EXPERIS US, INC EIN 39-1929719 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $14K |
| NEPC LLC EIN 04-2927339 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,700 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 740 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,440 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(3 contracts) | VISION BENEFITS OF AMERICA | 2,725 | $461K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 6,469 | $385K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 6,469 | $385K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,469 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.