| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $66 | $66 | 0.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK INC. EIN 23-1294723 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $529K |
| CONDUENT LLC EIN 13-3954297 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $241K |
| UNITED CONCORDIA COMPANIES INC. EIN 25-1687586 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $183K |
| ALBANESE SINCHAR SMITH & CO EIN 46-1686881 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $160K |
| WICK STREIFF MEYER O'BOYLE SZELIGO EIN 25-1647131 NONE | Legal; Direct payment from the plan Service code 29 | — | $110K |
| WELLINGTON MANAGEMENT COMPANY, LLP EIN 04-2683227 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $104K |
| ALTAIR MANAGEMENT PARTNERS EIN 27-0388730 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $55K |
| ALLEN BATES TECHONOLOGIES EIN 25-1460327 NONE | Direct payment from the plan; Other services Service code 49 | — | $39K |
| COHEN & GRIGSBY EIN 25-1491692 NONE | Direct payment from the plan; Legal; Consulting (general) Service code 16 | — | $27K |
| F.N.B. WEALTH MANAGEMENT EIN 25-1255406 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Custodial (securities) Service code 19 | — | $15K |
| ENKOMPAS TECHNOLOGY SOLUTIONS EIN 23-3887167 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $14K |
| EXPERIS US, INC EIN 39-1929719 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $14K |
| NEPC LLC EIN 04-2927339 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $12K |
| JUBELIRER PASS & INTRIERI, PC EIN 25-1340770 NONE | Direct payment from the plan; Legal; Consulting (general) Service code 16 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,843 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 767 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,610 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(3 contracts) | VISION BENEFITS OF AMERICA | 2,805 | $455K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 7,139 | $406K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 7,139 | $406K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.