See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHCARE STRATEGIES, INC EIN 23-2848954 NONE | Contract Administrator Service code 13 | 3031 B WALTON ROAD PLYMOUTH MEETING, PA 19462 | $271K |
| GEISINGER QUALITY OPTIONS EIN 23-2311553 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $143K |
| PHILADELPHIA TRUST COMPANY NONE | Custodial (securities) Service code 19 | 1760 MARKET STREET PHILADELPHIA, PA 19103 | $70K |
| BOLTON PARTNERS NORTHEAST, INC NONE | Direct payment from the plan; Actuarial Service code 11 | 36 SOUTH CHARLES STREET, SUITE 1000 BALTIMORE, MD 21201 | $63K |
| ALAN ROSS & COMPANY, PC EIN 20-5367494 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 10 HEARTHSTONE COURT, SUITE 100 READING, PA 19606 | $22K |
| OPTUM RX NONE | Claims processing; Direct payment from the plan Service code 12 | — | $15K |
| EYEMED NONE | Direct payment from the plan; Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,873 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,873 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | GEISINGER QUALITY OPTIONS | 448 | $2.0M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 33 | $5K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 445 | $34K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 445 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 448 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.