See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 10 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $7.0M |
| SISCO EIN 42-1144827 NONE | Other services; Direct payment from the plan Service code 49 | — | $774K |
| DAVIS VISION INC. EIN 11-3051991 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $95K |
| GROUP ADMINISTRATORS, LTD. EIN 36-3381052 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $87K |
| COMPSYCH CORPORATION EIN 36-3739783 NONE | Other services; Direct payment from the plan Service code 49 | — | $38K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 475 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 478 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 156 | $1.2M |
| Dental | GUARDIAN | 462 | $688K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 466 | $223K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 426 | $87K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 362 | $89K |
| Other(4 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 103 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.