No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BROWNSTEIN, HYATT, FARBER, SCHRECK EIN 26-1367865 NONE | Legal Service code 29 | — | $542K |
| BENESYS, INC. EIN 38-2383171 NONE | Plan Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | — | $514K |
| MULTIPLAN, INC. EIN 13-3068979 NONE | Other fees Service code 99 | — | $362K |
| RUBINBROWN LLP EIN 43-0765316 NONE | Accounting (including auditing) Service code 10 | — | $288K |
| ACTIVATE HEALTHCARE EIN 27-0908752 NONE | Other services Service code 49 | — | $226K |
| INNOVATIVE HEALTHCARE DELIVERY, LLC EIN 45-4308529 NONE | Consulting (general) Service code 16 | — | $159K |
| CHEIRON, INC. EIN 13-4215617 NONE | Actuarial Service code 11 | — | $137K |
| NATIONAL INVESTMENT SERVICES, INC EIN 80-0169636 NONE | Investment management fees paid directly by plan Service code 51 | — | $121K |
| CONST. IND. & LABORERS H&W TRUST EIN 88-6002912 NONE | Other services Service code 49 | — | $101K |
| BETTER BUILDING SYSTEMS EIN 20-2072455 NONE | Other services Service code 49 | — | $98K |
| AMERICAN HEALTH HOLDING, INC. EIN 31-1368946 NONE | Other services Service code 49 | — | $86K |
| NAVITUS HEALTH SOLUTIONS EIN 04-3608530 NONE | Claims processing Service code 12 | — | $58K |
| ZELIS CLAIMS INTEGRITY, LLC EIN 86-1040704 NONE | Claims processing Service code 12 | — | $42K |
| SYNERGY LABORATORIES DBA LAB EXPRES EIN 26-0753052 NONE | Other services Service code 49 | — | $38K |
| CIGNA HEALTH & LIFE INSURANCE COMP EIN 59-1031071 NONE | Participant communication; Other services; Non-monetary compensation; Claims processing; Contract Administrator Service code 12 | — | $35K |
| O&R MEDICAL SALES AND SERVICES NONE | Other services Service code 49 | 810 NORTH STREET ELBURN, IL 60119 | $34K |
| GRANDFLOW, INC. EIN 94-3211239 NONE | Participant communication; Copying and duplicating Service code 36 | — | $28K |
| SOFT CHOICE CORPORATION NONE | Other services Service code 49 | 16609 COLLECTIONS CENTER DR. CHICAGO, IL 60693 | $23K |
| HAIKAL EXEMPTION TRUST EIN 11-5622727 NONE | Other services Service code 49 | — | $23K |
| BMO HARRIS BANK N.A. EIN 36-2085229 NONE | Custodial (other than securities); Custodial (securities) Service code 18 | — | $19K |
| TRUE CHOICE NEVADA EIN 46-3256079 NONE | Claims processing Service code 12 | — | $18K |
| UA LOCAL 525 EIN 88-0030428 AFFILIATED UNION LOCAL | Other services Service code 49 | — | $18K |
| RICHARDSON WETZEL ARCHITECTS EIN 47-1702398 NONE | Other services Service code 49 | — | $18K |
| CHUBB LIMITED EIN 13-1963496 NONE | Insurance services Service code 23 | — | $16K |
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Other services Service code 49 | — | $16K |
| NEW ENGLAND PENSION CONSULTANTS LLC EIN 26-1429809 NONE | Consulting (general) Service code 16 | — | $15K |
| LION BUFFALO, LLC EIN 83-0660314 NONE | Other services Service code 49 | — | $15K |
| HEALTH CLAIM AUDITORS, INC EIN 88-0420540 NONE | Accounting (including auditing) Service code 10 | — | $11K |
| QUEST DIAGNOSTICS INC. EIN 88-0099333 NONE | Other services Service code 49 | — | $9K |
| THE VIRTUOUS GROUP EIN 27-0365275 NONE | Consulting (general) Service code 16 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 878 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 457 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,335 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 1,952 | $6.4M |
| Vision(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 1,952 | $6.5M |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 1,331 | $42K |
| Prescription drug | HEALTH PLAN OF NEVADA | 1,952 | $6.4M |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE HCC | 519 | $304K |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,331 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,952 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.