No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS ADMINISTRATORS EIN 38-2383171 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator; Contract Administrator Service code 13 | — | $500K |
| CONST. IND. & LABORERS H&W TRUST EIN 88-6002912 NONE | Other services Service code 49 | — | $420K |
| BROWNSTEIN, HYATT, FARBER, SCHRECK EIN 26-1367865 NONE | Legal Service code 29 | — | $414K |
| STEWART, ARCHIBALD & BARNEY, LLP EIN 88-0382649 NONE | Accounting (including auditing) Service code 10 | — | $205K |
| MULTIPLAN, INC. EIN 13-3068979 NONE | Other fees Service code 99 | — | $197K |
| THE SEGAL COMPANY (MIDWEST), INC. EIN 13-1975125 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $130K |
| NATIONAL INVESTMENT SERVICES, INC EIN 80-0169636 NONE | Investment management fees paid directly by plan Service code 51 | — | $121K |
| INNOVATIVE HEALTHCARE DELIVERY EIN 45-4308529 NONE | Consulting (general) Service code 16 | — | $86K |
| AMERICAN HEALTH HOLDING, INC. EIN 31-1368946 NONE | Other services Service code 49 | — | $52K |
| BENECARD SERVICES, INC EIN 22-2998772 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $24K |
| BEHAVIORAL HEALTH OPTIONS EIN 88-0267857 NONE | Other services Service code 49 | — | $22K |
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Other services Service code 49 | — | $21K |
| CHUBB LIMITED EIN 13-1963496 NONE | Insurance agents and brokers Service code 22 | 15 MOUNTAINVIEW ROAD WARREN, NJ 07059 | $20K |
| SYNERGY LABORATORIES DBA LAB EXPRES EIN 26-0753052 NONE | Other services Service code 49 | — | $19K |
| BMO HARRIS BANK N.A. EIN 36-2085229 NONE | Custodial (securities); Custodial (other than securities) Service code 18 | — | $19K |
| NEW ENGLAND PENSION CONSULTANTS LLC EIN 26-1429809 NONE | Consulting (general) Service code 16 | — | $15K |
| DIVERSIFIED DENTAL SERVICES, INC. EIN 88-0346054 NONE | Consulting (general) Service code 16 | — | $9K |
| THE VIRTUOUS GROUP EIN 27-0365275 NONE | Consulting (general) Service code 16 | — | $8K |
| HEALTH STRATEGIES INC EIN 86-0851201 NONE | Other services Service code 49 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 874 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 421 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 27 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 1,647 | $5.8M |
| Vision(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 1,647 | $6.0M |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 1,254 | $40K |
| Prescription drug | HEALTH PLAN OF NEVADA | 1,647 | $5.8M |
| Stop-loss / reinsurancereinsurance | MEDICAL EXCESS | 510 | $296K |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,275 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,647 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.