See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator; Contract Administrator Service code 13 | — | $481K |
| CONST. IND. & LABORERS H&W TRUST EIN 88-6002912 NONE | Other services Service code 49 | — | $449K |
| BROWNSTEIN, HYATT, FARBER, SCHRECK EIN 26-1367865 NONE | Legal Service code 29 | — | $418K |
| RUBINBROWN LLP EIN 43-0765316 NONE | Accounting (including auditing) Service code 10 | — | $335K |
| THE SEGAL COMPANY (MIDWEST), INC. EIN 13-1975125 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $175K |
| MULTIPLAN, INC. EIN 13-3068979 NONE | Other fees Service code 99 | — | $163K |
| NATIONAL INVESTMENT SERVICES, INC EIN 80-0169636 NONE | Investment management fees paid directly by plan Service code 51 | — | $123K |
| INNOVATIVE HEALTHCARE DELIVERY, LLC EIN 45-4308529 NONE | Consulting (general) Service code 16 | — | $99K |
| NAVITUS HEALTH SOLUTIONS EIN 04-3608530 NONE | Claims processing Service code 12 | — | $76K |
| AMERICAN HEALTH HOLDING, INC. EIN 31-1368946 NONE | Other services Service code 49 | — | $71K |
| ZELIS CLAIMS INTEGRITY, LLC EIN 86-1040704 NONE | Claims processing Service code 12 | — | $51K |
| BEHAVIORAL HEALTH OPTIONS EIN 88-0267857 NONE | Other services Service code 49 | — | $24K |
| SYNERGY LABORATORIES DBA LAB EXPRES EIN 26-0753052 NONE | Other services Service code 49 | — | $23K |
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Other services Service code 49 | — | $20K |
| BMO HARRIS BANK N.A. EIN 36-2085229 NONE | Custodial (other than securities); Custodial (securities) Service code 18 | — | $19K |
| NEW ENGLAND PENSION CONSULTANTS LLC EIN 26-1429809 NONE | Consulting (general) Service code 16 | — | $15K |
| TRUE CHOICE NEVADA EIN 46-3256079 NONE | Claims processing Service code 12 | — | $14K |
| HEALTH CLAIM AUDITORS, INC EIN 88-0420540 NONE | Accounting (including auditing) Service code 10 | — | $11K |
| DIVERSIFIED DENTAL SERVICES, INC. EIN 88-0346054 NONE | Consulting (general) Service code 16 | — | $10K |
| THE VIRTUOUS GROUP EIN 27-0365275 NONE | Consulting (general) Service code 16 | — | $8K |
| QUEST DIAGNOSTICS INC. EIN 88-0099333 NONE | Other services Service code 49 | — | $8K |
| HEALTH STRATEGIES INC EIN 86-0851201 NONE | Other services Service code 49 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 877 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 450 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 19 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,346 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 1,732 | $5.5M |
| Vision(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 1,732 | $5.6M |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 1,427 | $41K |
| Prescription drug | HEALTH PLAN OF NEVADA | 1,732 | $5.5M |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE HCC | 533 | $293K |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,427 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,732 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.