| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LINCOLN BENEFITS GROUP INSURANCE3 Filed as: LINCOLN BENEFIT GROUP INC | 1300 VIRGINIA DR SUITE 310 FORT WASHINGTON, PA 19034 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $43K | $3K | $47K | 9.94% |
| CHARON PLANNING CORPORATION3 Filed as: CHARON PLANNING | 2600 KELLY DRIVE SUITE 300 WARRINGTON, PA 18976 | UNITED CONCORDIA COMAPNIES, INC. | $16K | — | $16K | 22.69% |
| LINCOLN BENEFITS GROUP INSURANCE3 Filed as: LINCOLN BENEFIT GROUP INC | 1300 VIRGINIA DR SUITE 310 FORT WASHINGTON, PA 19034 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $239 | $5K | 14.69% |
| LINCOLN BENEFITS GROUP INSURANCE3 Filed as: LINCOLN BENEFIT GROUP | 1300 VIRGINIA DRIVE SUITE 310 FT. WASHINGTON, PA 19034 | PROVIDENT LIFE AND ACCIDENT LIFE INSURANCE CO | $6K | $475 | $6K | 48.65% |
| NAVIGATION BENEFITS LLC3 Filed as: NAVIGATION BENEFTS, LLC | 222 N NARBERTH AVE NARBERTH, PA 19072 | PROVIDENT LIFE AND ACCIDENT LIFE INSURANCE CO | $6K | — | $6K | 45.01% |
| DOYLE ALLIANCE GROUP, INC.3 | 123 SOUTH BROAD STREET SUITE 830 PHILADELPHIA, PA 19109 | INDEPENDENCE BLUE CROSS (EASTERN PA) | $165K | — | $165K | 23191.14% |
| CHARON PLANNING CORPORATION3 Filed as: CHARON PLANNING CORP | 2600 KELLY DRIVE SUITE 300 WARRINGTON, PA 18976 | INDEPENDENCE BLUE CROSS (EASTERN PA) | $86K | — | $86K | 12036.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,008 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,008 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KEYSTONE HEALTH PLAN EAST, INC. | 1,708 | $9.7M |
| Dental | UNITED CONCORDIA COMAPNIES, INC. | 1,008 | $70K |
| Vision | QCC INSURANCE COMPANY | 429 | $2.6M |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,008 | $515K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,008 | $468K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,708 | $469K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,708 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.