Welfare broker

LINCOLN BENEFITS GROUP INSURANCE

Mailing address (most recent filing)

601 OFFICE CENTER DRIVE, SUITE 300

FORT WASHINGTON, PA 19034

Total comp: $174K
Commissions: $160K
Fees: $14K
Filings: 3
Sponsors: 3

Carrier mix

Where LINCOLN BENEFITS GROUP INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

COMBINED INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
COMBINED INSURANCE COMPANY OF AMERICA	1	$4.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$4.2M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LINCOLN BENEFITS GROUP INSURANCE's plans by broker comp / premium ratio. Median 3.35% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LINCOLN BENEFITS GROUP INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LINCOLN BENEFITS GROUP INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DIVERSIFIED SERVICE OPTIONS, INC. DBA GUIDEWELL SOURCE DIVERSIFIED SERVICE OPTIONS INC WELFARE BENEFITS PLAN	FL	$4.2M	$141K	FLORIDA COMBINED LIFE

Carrier

Plans

Premium

COMBINED INSURANCE COMPANY OF AMERICA

$4.2M

100.0%

State

Plans

Premium

State share

Index

$4.2M

0.0%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

DIVERSIFIED SERVICE OPTIONS, INC. DBA GUIDEWELL SOURCE

DIVERSIFIED SERVICE OPTIONS INC WELFARE BENEFITS PLAN

$4.2M

$141K

FLORIDA COMBINED LIFE