Welfare broker

NAVIGATION BENEFITS LLC

Mailing address (most recent filing)

117 FORREST AVENUE, SUITE 214

NARBERTH, PA 19072

Total comp: $252K
Commissions: $219K
Fees: $33K
Filings: 15
Sponsors: 15

Carrier mix

Where NAVIGATION BENEFITS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERITAS LIFE INSURANCE CORP.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERITAS LIFE INSURANCE CORP.	4	$419K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	3	$338K	0.1%	17.99x
MD	1	$81K	0.1%	17.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NAVIGATION BENEFITS LLC's plans by broker comp / premium ratio. Median 18.18% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of NAVIGATION BENEFITS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where NAVIGATION BENEFITS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AGING WITH COMFORT INC. AGING WITH COMFORT INC. HEALTH AND WELFARE BENEFIT PLANS	PA	$188K	$54K	AMERITAS LIFE INSURANCE CORP.
AFFORDABLE HOME CARE, LLC. AFFORDABLE HOME CARE WELFARE BENEFIT PLAN	PA	$91K	$16K	AMERITAS LIFE INSURANCE CORP.
NETMED TOURING LLC NETMED TOURING LLC	MD	$81K	$14K	AMERITAS LIFE INSURANCE CORP.
DAVETTA CARE LLC DAVETTA CARE LLC PLAN	PA	$59K	$11K	AMERITAS LIFE INSURANCE CORP

Carrier

Plans

Premium

AMERITAS LIFE INSURANCE CORP.

$419K

100.0%

State

Plans

Premium

State share

Index

$338K

0.1%

17.99x

$81K

0.1%

17.98x

Sponsor

Loc

Premium

Comp

Carrier

AGING WITH COMFORT INC.

AGING WITH COMFORT INC. HEALTH AND WELFARE BENEFIT PLANS

$188K

$54K

AMERITAS LIFE INSURANCE CORP.

AFFORDABLE HOME CARE, LLC.

AFFORDABLE HOME CARE WELFARE BENEFIT PLAN

$91K

$16K

AMERITAS LIFE INSURANCE CORP.

NETMED TOURING LLC

$81K

$14K

AMERITAS LIFE INSURANCE CORP.

DAVETTA CARE LLC

DAVETTA CARE LLC PLAN

$59K

$11K

AMERITAS LIFE INSURANCE CORP