| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 50266 | BLUECROSS BLUESHIELD OF ILLINOIS | $39K | $870 | $40K | 4.37% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 50266 | DEARBORN LIFE INSURANCE COMPANY | $7K | — | $7K | 10.02% |
| MATTHEW REDNOUR3 | 2550 MIDDLE ROAD SUITE 300 BETTENDORF, IA 52722 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $8K | — | $8K | 25.92% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS L | 5025 UTICA RIDGE ROAD STE 100 DAVENPORT, IA 52807 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $7K | — | $7K | 22.46% |
| GARY W WARE JR3 Filed as: GARY WARE AND ASSOCIATES DBA W | 3808 W SPRINGFIELD AVE STE D CHAMPAIGN, IL 61822 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $3K | — | $3K | 10.69% |
| WARE GROUP GENERAL AGENCIES3 | 3808 W SPRINGFIELD AVE STE D CHAMPAIGN, IL 61822 | ASSURITY LIFE INSURANCE COMPANY | $4K | — | $4K | 15.36% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVENUE STE 200 WEST DES MOINES, IA 50266 | ASSURITY LIFE INSURANCE COMPANY | $4K | — | $4K | 15.22% |
| MATTHEW STEVEN REDNOUR3 | 3808 W SPRINGFIELD AVE STE C CHAMPAIGN, IL 61822 | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 10.27% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DAVID KEENAN AND ASSOCIATES INC | 608 POMONA DR CHAMPAIGN, IL 61822 | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 7.61% |
| MICHAEL PETERS & ASSOCIATES, INC.3 Filed as: MICHAEL PETERS & ASSOCIATES INC | — | ASSURITY LIFE INSURANCE COMPANY | $231 | — | $231 | 0.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 239 | $908K |
| Dental | BLUECROSS BLUESHIELD OF ILLINOIS | 239 | $908K |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 174 | $73K |
| Life insurance(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 174 | $105K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 174 | $73K |
| Other(3 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 174 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.