| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 50266 | BLUECROSS BLUESHIELD OF ILLINOIS | $29K | $5K | $34K | 4.79% |
| HCSC3 | 300 E. RANDOLPH ST. CHICAGO, IL 60601 | BLUECROSS BLUESHIELD OF ILLINOIS | — | $3 | $3 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 50266 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | $82 | $6K | 5.38% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 50266 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NI LLC | 5025 UTICA RIDGE ROAD DAVENPORT, IA 52807 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $470 | $2 | $472 | 2.52% |
| DWIGHT GOSSETT3 | 13070 ABRAHAM RUN CARMEL, IN 46033 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $252 | — | $252 | 1.35% |
| CREATIVE MKTG SOLUTIONS INC3 | 108 HESSEL BLVD CHAMPAIGN, IL 61622 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $199 | — | $199 | 1.06% |
| ASK BENEFIT SOLUTIONS INC3 | 2511 SCOVILL CIR URBANA, IL 61801 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $174 | — | $174 | 0.93% |
| JENNIFER ROWLAND3 | 205 N. SUNSET BLVD CAPE GIRARDEAU, MO 63701 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $75 | $13 | $88 | 0.47% |
| STEPHEN JOSEPH LAHOOD3 | 1783 KNOLL TERRACE LANE ST. PETERS, MO 63376 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $87 | — | $87 | 0.46% |
| LISA NELSON3 Filed as: LISA LOUISE NELSON | 5834 NOTTINGHAM PL ST. LOUIS, MO 63109 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $44 | $10 | $54 | 0.29% |
| DEBRA R KROHE3 | 12843 ORCHARD ROAD VIRGINIA, IL 62691 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $53 | — | $53 | 0.28% |
| JEFFREY D BRINDLE3 | 10811 LAKEVIEW DRIVE CARMEL, IN 46033 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $46 | — | $46 | 0.25% |
| VICKI S LYNN3 Filed as: VICKI SUE LYNN | 408 W MAIN STREET ARENZVILLE, IL 62611 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $22 | $5 | $27 | 0.14% |
| CORCORAN & HOYT LLC3 | 3905 TAMPA ROAD OLDSMAR, FL 34677 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $19 | $6 | $25 | 0.13% |
| GERALD A GREENEN3 | 472 ROUTE 47 SUGAR GROVE, IL 60554 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $18 | $7 | $25 | 0.13% |
| JEFFREY LUXENBERG3 | 307 LONGTREE LANE LOGANSPORT, IN 46947 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.13% |
| JOE GORDON3 | 4329 GLENVIEW DRIVE SOUTH INDIANAPOLIS, IN 46250 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.05% |
| PAMELA S LOOS3 | 6267 OMEGA ROAD IUKA, IL 62849 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| KORY L ALBRECHT3 Filed as: KORY LANE ALBRECHT | 5 ANNA DRIVE SAINT CHARLES, MO 63304 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $2 | $4 | 0.02% |
| COLIN JAMES PROBST3 | 6 HARVEST BLOOMINGTON, IL 61704 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| GAIL D GOODEN CORP3 | 60 SPRING TRAIL CT ST CHARLES, MO 63303 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.02% |
| AMANDA NICOLE LAUTS3 | 103 NORTH BAYBERRY COURT BLOOMINGTON, IL 61704 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| JOSEPH NISWONGER3 | 787 VAIL DR JACKSON, MO 63755 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| JOHN W NISWONGER3 | 525 COUNTY RD 233 CAPE GIRARDEAU, MO 63701 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| MATTHEW REDNOUR3 | 2550 MIDDLE ROAD SUITE 300 BETTENDORF, IA 52722 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $6K | — | $6K | 39.98% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS L | 5025 UTICA RIDGE ROAD STE 100 DAVENPORT, IA 52807 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $6K | — | $6K | 34.98% |
| GARY W WARE JR3 Filed as: GARY WARE AND ASSOCIATES DBA W | 3808 W SPRINGFIELD AVE STE D CHAMPAIGN, IL 61822 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $2K | — | $2K | 14.99% |
| WARE GROUP GENERAL AGENCIES3 | 3808 W SPRINGFIELD AVE STE C CHAMPAIGN, IL 61822 | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 23.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVENUE STE 200 WEST DES MOINES, IA 50266 | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 22.50% |
| MATTHEW STEVEN REDNOUR3 | 3808 W SPRINGFIELD AVE STE C CHAMPAIGN, IL 61822 | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 15.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DAVID KEENAN AND ASSOCIATES INC | 608 POMONA DR CHAMPAIGN, IL 61822 | ASSURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 11.25% |
| MICHAEL PETERS & ASSOCIATES, INC.3 Filed as: MICHAEL PETERS & ASSOCIATES INC | — | ASSURITY LIFE INSURANCE COMPANY | $150 | — | $150 | 1.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 169 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 101 | $714K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 280 | $111K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 280 | $111K |
| Life insurance(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 169 | $86K |
| Short-term disability(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 169 | $70K |
| Other(4 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 169 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 280 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.