No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS INC. NONE | Contract Administrator Service code 13 | 7180 KOLL CENTER PARKWAY PLEASANTON, CA 94556 | $330K |
| LINQUIST CPA NONE | Accounting (including auditing) Service code 10 | 5000 EXECUTIVE PKWY STE 400 SAN RAMON, CA 94583 | $112K |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (general) Service code 16 | 35 N LAKE AVENUE SUITE 810 PASADENA, CA 91101 | $74K |
| WITHUM SMITH & BROWN PC EIN 22-2029790 NONE | Accounting (including auditing) Service code 10 | POBOX 5340 PRINCETON, NJ 08543 | $61K |
| DELTA DENTAL EIN 94-1461312 | Direct payment from the plan Service code 50 | PO BOX 677006 DALLAS, TX 75267 | $58K |
| BLUE CROSS OF CALIFORNIA EIN 95-3760980 NONE | Direct payment from the plan Service code 50 | PO BOX 60007 LOS ANGELES, CA 95670 | $56K |
| KRAW LAW GROUP EIN 77-0171216 NONE | Legal Service code 29 | 605 ELLIS STREET SUITE 200 MOUNTAIN VIEW, CA 94043 | $44K |
| NEYHART, ANDERSON, FLYNN & GROSBOLL NONE | Legal Service code 29 | 369 PINE STREET SUITE 800 SAN FRANCISCO, CA 94104 | $31K |
| MCMENOMY & ASSOCIATES CPAS LLP EIN 46-1559312 NONE | Accounting (including auditing) Service code 10 | 876 N MOUNTAIN AVENUE SUITE 105 UPLAND, CA 91786 | $12K |
| EDIE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing) Service code 10 | 3130 CROW CANYON PLACE STE 300 SAN RAMON, CA 94583 | $10K |
| U.S. BANK EIN 31-0841368 NONE | Custodial (securities) Service code 19 | 505 N 7TH STREET SAINT LOUIS, MO 63101 | $9K |
| SEGALL BRYANT & HAMILL EIN 41-1788385 NONE | Investment management Service code 28 | 540 WEST MADISON STREET STE 1900 CHICAGO, IL 60661 | $9K |
| VISION SERVICE PLAN EIN 13-2770433 NONE | Claims processing Service code 12 | 3333 QUALITY DRIVE RANCHO CORDOVA, CA 95670 | $9K |
| ATALANTA SOSNOFF CAPITAL LLC EIN 13-3098640 NONE | Investment management Service code 28 | 505 FIFTH AVENUE 17TH FLOOR NEW YORK, NY 10017 | $9K |
| AMERICAN REALITY ADVISORS NONE | Investment management fees paid indirectly by plan Service code 52 | 515 S FLOWER STREET 49TH FLOOR LOS ANGELES, CA 90071 | $0 |
| PENN CAPITAL MANAGEMENT NONE | Investment management fees paid indirectly by plan Service code 52 | 1200 INTREPID AVENUE 400 PHILADEPHIA, PA 19112 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 585 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 43 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 628 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF CALIFORNIA | 21 | $9K |
| Life insurance | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | 582 | $16K |
| Stop-loss / reinsurancereinsurance | STOP LOSS INSURANCE SERVICES, INC. | 224 | $859K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,093 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.