See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $289K |
| LINDQUIST NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 5000 EXECUTIVE PKWY STE 400 SAN RAMON, CA 94583 | $223K |
| BLUE CROSS EIN 95-3760980 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $83K |
| DELTA DENTAL EIN 94-1461312 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $72K |
| RAEL & LETSON EIN 94-1457076 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $71K |
| SALTZMAN & JOHNSON LAW CORP NONE | Legal; Direct payment from the plan Service code 29 | 44 MONTGOMERY STREET, SUITE 2110 SAN FRANCISCO, CA 94104 | $49K |
| KRAW LAW GROUP EIN 77-0171216 NONE | Direct payment from the plan; Legal Service code 29 | — | $34K |
| AMERICAN REALTY ADVISORS EIN 95-4871482 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $28K |
| HEALTH MANAGEMENT SYSTEMS EIN 13-2770433 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $27K |
| VAVRINEK, TRINE, DAY & CO., LLP EIN 95-2648289 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $21K |
| PENN CAPITAL NONE | Soft dollars commissions; Investment management fees paid directly by plan Service code 51 | THREE CRESCENT DRIVE, SUITE 400 PHILADELPHIA, PA 19112 | $13K |
| ATALANTA SOSNOFF CAPITAL, LLC NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 101 PARK AVE NEW YORK, NY 10178 | $11K |
| US BANK EIN 31-0841368 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $10K |
| SEGALL BRYANT & HAMILL EIN 41-1788385 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 610 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 43 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 653 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF CALIFORNIA | 80 | $14K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 607 | $21K |
| Stop-loss / reinsurancereinsurance | ANWINS GROUP, INC. | 288 | $945K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.