See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS INC. NONE | Contract Administrator Service code 13 | 7180 KOLL CENTER PARKWAY PLEASANTON, CA 94556 | $316K |
| LINQUIST CPA NONE | Accounting (including auditing) Service code 10 | 5000 EXECUTIVE PKWY STE 400 SAN RAMON, CA 94583 | $144K |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (general) Service code 16 | 35 N LAKE AVENUE SUITE 810 PASADENA, CA 91101 | $72K |
| BLUE CROSS OF CALIFORNIA EIN 95-3760980 NONE | Direct payment from the plan Service code 50 | PO BOX 60007 LOS ANGELES, CA 95670 | $60K |
| DELTA DENTAL EIN 94-1461312 | Direct payment from the plan Service code 50 | PO BOX 677006 DALLAS, TX 75267 | $51K |
| KRAW LAW GROUP EIN 77-0171216 NONE | Legal Service code 29 | 605 ELLIS STREET SUITE 200 MOUNTAIN VIEW, CA 94043 | $35K |
| AMERICAN REALITY ADVISORS NONE | Investment management fees paid indirectly by plan Service code 52 | 515 S FLOWER STREET 49TH FLOOR LOS ANGELES, CA 90071 | $27K |
| NEYHART, ANDERSON, FLYNN & GROSBOLL NONE | Legal Service code 29 | 369 PINE STREET SUITE 800 SAN FRANCISCO, CA 94104 | $27K |
| PENN CAPITAL MANAGEMENT NONE | Investment management fees paid indirectly by plan Service code 52 | 1200 INTREPID AVENUE 400 PHILADEPHIA, PA 19112 | $12K |
| EDIE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing) Service code 10 | 3130 CROW CANYON PLACE STE 300 SAN RAMON, CA 94583 | $12K |
| SEGALL BRYANT & HAMILL EIN 41-1788385 NONE | Investment management Service code 28 | 540 WEST MADISON STREET STE 1900 CHICAGO, IL 60661 | $10K |
| ATALANTA SOSNOFF CAPITAL LLC EIN 13-3098640 NONE | Investment management Service code 28 | 505 FIFTH AVENUE 17TH FLOOR NEW YORK, NY 10017 | $10K |
| U.S. BANK EIN 31-0841368 NONE | Custodial (securities) Service code 19 | 505 N 7TH STREET SAINT LOUIS, MO 63101 | $9K |
| VISION SERVICE PLAN EIN 13-2770433 NONE | Claims processing Service code 12 | 3333 QUALITY DRIVE RANCHO CORDOVA, CA 95670 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 561 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 43 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 604 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF CALIFORNIA | 28 | $13K |
| Life insurance | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | 515 | $18K |
| Stop-loss / reinsurancereinsurance | STOP LOSS INSURANCE SERVICES, INC. | 230 | $779K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 515 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.