No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE ADMINISTRATORS EIN 23-2184623 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Claims processing Service code 12 | — | $1.2M |
| MORGAN STANLEY SMITH BARNEY, LLC EIN 11-3658445 NONE | Other commissions; Investment management; Other investment fees and expenses; Direct payment from the plan; Securities brokerage; Other services Service code 28 | — | $176K |
| IBEW LOCAL UNION NO. 126 EIN 23-1302203 RELATED | Contract Administrator Service code 13 | — | $139K |
| LACHER & ASSOCIATES INS. AGENCY INC EIN 23-2134092 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $124K |
| TELADOC INC EIN 04-3705970 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $115K |
| PRINCIPAL CUSTODY SOLUTIONS EIN 42-1520346 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $102K |
| DELTA DENTAL OF PENNSYLVANIA EIN 23-1667011 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $85K |
| COMPUSYS OF UTAH, INC. EIN 84-0869853 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $62K |
| GUARDIAN LIFE INSURANCE EIN 13-5123390 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $47K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $36K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $35K |
| FOX ROTHSCHILD, LLP EIN 23-1404723 NONE | Employee (plan); Legal Service code 29 | — | $28K |
| SAV RX EIN 86-1323040 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $17K |
| EYELATION EIN 46-4300929 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $12K |
| SUMMIT ACTUARIAL EIN 20-3838633 NONE | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $9K |
| CLEARY & JOSEM LLP EIN 23-2657967 NONE | Legal; Direct payment from the plan Service code 29 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,995 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 288 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,283 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION BENEFITS OF AMERICA | 2,126 | $284K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,957 | $200K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,971 | $628K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 1,957 | $200K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,126 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.