| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $72K | $72K | 1.25% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFIT LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $33 | $33 | 0.00% |
| DESKA, MARIANNE, P3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $155K | — | $155K | 19.20% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $123K | $123K | 15.32% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMINISTRATION | PO BOX 850502 MINNEAPOLIS, MN 55485 | METLIFE LEGAL PLANS | $55K | $680 | $56K | 10.47% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMINISTRATION, LLC | PO BOX 310502 DES MOINES, IA 50331 | METLIFE LEGAL PLANS | $0 | $5K | $5K | 0.88% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $38K | $42K | 10.35% |
| DESKA, MARIANNE, P3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $30K | — | $30K | 7.43% |
| BRANDIES, DAVID, A3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $19K | — | $19K | 4.63% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $27K | $27K | 9.55% |
| DESKA, MARIANNE, P3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $26K | — | $26K | 9.11% |
| BRANDIES, DAVID, A3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $17K | — | $17K | 6.14% |
| DESKA, MARIANNE, P3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $16K | — | $16K | 18.77% |
| TOTAL PACKAGE PARTNERS INC3 Filed as: TOTAL PACKAGE PARTNERS | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $12K | $12K | 13.66% |
| DESKA, MARIANNE, P3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $14K | — | $14K | 18.72% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $11K | $11K | 14.20% |
| DESKA, MARIANNE, P3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $8K | — | $8K | 18.46% |
| TOTAL PACKAGE PARTNERS INC3 Filed as: TOTAL PACKAGE PARTNERS | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $5K | $5K | 13.06% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFIT LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $33 | $33 | 0.08% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $4K | $4K | 9.72% |
| DESKA, MARIANNE, P3 Filed as: DESKA,MARIANNE, P | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 7.62% |
| BRANDIES, DAVID, A3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 5.33% |
| DESKA, MARIANNE, P3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $6K | — | $6K | 19.22% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $4K | $4K | 13.61% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $2K | $2K | 10.62% |
| DESKA, MARIANNE, P3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 8.54% |
| BRANDIES, DAVID, A3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 5.42% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $59 | $622 | $681 | 10.24% |
| BRANDIES, DAVID, A3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $333 | — | $333 | 5.01% |
| DESKA, MARIANNE, P3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $319 | — | $319 | 4.80% |
| DESKA, MARIANNE, P3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $229 | — | $229 | 17.63% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $161 | $161 | 12.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,658 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 173 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 114 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,945 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 37 | $825K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 28,228 | $1.4M |
| Life insurance | SECURIAN LIFE INSURANCE COMPANY | 14,660 | $3.9M |
| Long-term disability(13 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 14,510 | $7.6M |
| Other(2 contracts, 2 carriers) | SECURIAN LIFE INSURANCE COMPANY | 9,708 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 28,228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.