| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HUMAN RESOURCE CONSULTING | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | — | $88K | $88K | 1.24% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $45K | $52K | 11.22% |
| BRANDIES, DAVID, A3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $34K | — | $34K | 7.26% |
| DESKA, MARIANNE, P3 | 600 W GERMANTOWN PIKE STE 400 PLYMOUTH, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $22K | — | $22K | 4.76% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMINISTRATION, LLC | PO BOX 310502 DES MOINES, IA 50331 | METLIFE LEGAL PLANS | $43K | $9K | $52K | 12.78% |
| DESKA, MARIANNE, P3 | 600 W GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $70K | — | $70K | 20.76% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $56K | $56K | 16.63% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $31K | $31K | 10.38% |
| BRANDIES, DAVID, A3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $31K | — | $31K | 10.08% |
| DESKA, MARIANNE, P3 | 600 W GERMANTOWN PIKE STE 400 PLYMOUTH, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $19K | — | $19K | 6.18% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $4K | $4K | 9.93% |
| BRANDIES, DAVID, A3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 8.99% |
| DESKA, MARIANNE, P3 Filed as: DESKA,MARIANNE, P | 600 W GERMANTOWN PIKE STE 400 PLYMOUTH, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 5.17% |
| TOTAL PACKAGE PARTNERS INC3 Filed as: TOTAL PACKAGE PARTNERS | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $9K | $9K | 21.71% |
| DESKA, MARIANNE, P3 | 600 W GERMANTOWN PIKE STE 400 PLYMOUTH, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 21.55% |
| DESKA, MARIANNE, P3 | 600 W GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $8K | — | $8K | 20.36% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $8K | $8K | 19.20% |
| DESKA, MARIANNE, P3 | 600 W GERMANTOWN PIKE STE 400 PLYMOUTH, PA 19462 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $6K | — | $6K | 22.16% |
| TOTAL PACKAGE PARTNERS INC3 Filed as: TOTAL PACKAGE PARTNERS | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $5K | $5K | 18.07% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $2K | $2K | 9.22% |
| BRANDIES, DAVID, A3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 9.04% |
| DESKA, MARIANNE, P3 | 600 W GERMANTOWN PIKE STE 400 PLYMOUTH, PA 19462 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 5.27% |
| DESKA, MARIANNE, P3 | 600 W GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $4K | — | $4K | 21.63% |
| TOTAL PACKAGE PARTNERS INC3 | 600 W. GERMANTOWN PIKE STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $4K | $4K | 21.14% |
| DESKA, MARIANNE, P3 | 600 W. GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $154 | — | $154 | 17.58% |
| TOTAL PACKAGE PARTNERS INC3 | 980 WHEELER WAY STE 493 LANGHORNE, PA 19047 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $70 | $70 | 7.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,410 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 188 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 16 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 13,614 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,611 | $577K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 30,755 | $1.4M |
| Life insurance | SECURIAN LIFE INSURANCE COMPANY | 13,607 | $2.6M |
| Long-term disability(11 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 13,372 | $8.4M |
| Other(2 contracts, 2 carriers) | SECURIAN LIFE INSURANCE COMPANY | 9,191 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 30,755 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.