| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HUMAN RESOURCE | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | — | $46K | $46K | 0.85% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 0.46% |
| BRANDIES, DAVID, A3 Filed as: BRANDIES, DAVID A | 600 W. GERMANTOWN TRNPK STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $73K | — | $73K | 15.14% |
| TOTAL PACKAGE PARTNERS INC3 | 600 W. GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $12K | $58K | $70K | 14.57% |
| BRANDIES, DAVID, A3 Filed as: BRANDIES, DAVID A | 600 W. GERMANTOWN TRNPK STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $47K | — | $47K | 20.62% |
| TOTAL PACKAGE PARTNERS INC | 600 W. GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $26K | $26K | 11.48% |
| BRANDIES, DAVID, A3 Filed as: BRANDIES, DAVID A | 600 W. GERMANTOWN TRNPK STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $8K | — | $8K | 19.50% |
| TOTAL PACKAGE PARTNERS INC3 | 600 W. GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $4K | $4K | 10.29% |
| BRANDIES, DAVID, A3 Filed as: BRANDIES, DAVID A | 600 W. GERMANTOWN TRNPK STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 17.84% |
| TOTAL PACKAGE PARTNERS INC3 | 600 W. GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $2K | $2K | 13.01% |
| TOTAL PACKAGE PARTNERS INC3 | 600 W. GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $711 | $771 | $1K | 18.31% |
| BRANDIES, DAVID, A3 Filed as: BRANDIES, DAVID A | 600 W. GERMANTOWN TRNPK STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $297 | — | $297 | 3.67% |
| TOTAL PACKAGE PARTNERS INC3 | 600 W. GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $588 | $379 | $967 | 17.76% |
| BRANDIES, DAVID, A3 Filed as: BRANDIES, DAVID A | 600 W. GERMANTOWN TRNPK STE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,061 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 352 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 19 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 13,432 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,865 | $22K |
| Life insurance(2 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 26,328 | $3.4M |
| Long-term disability(7 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 13,129 | $6.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 26,328 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.