| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE CO. | $103K | — | $103K | 1.55% |
| MERCER HEALTH AND BENEFITS, LLC5 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE CO. | — | $42K | $42K | 0.63% |
| MERCER HEALTH AND BENEFITS, LLC5 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE CO. | — | $42K | $42K | 0.62% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS CORRON CORPORATION | PO BOX 32090 NEW YORK, NY 10087 | AETNA LIFE INSURANCE CO. | $42K | — | $42K | 0.62% |
| MERCER HEALTH AND BENEFITS, LLC5 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE CO. | — | $39K | $39K | 0.58% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 125 OTTAWA AVE NW STE 400 CHICAGO, IL 60674 | PRUDENTIAL FINANCIAL | $165K | — | $165K | 4.36% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 125 OTTAWA AVE NW STE 400 CHICAGO, IL 60674 | PRUDENTIAL FINANCIAL | $68K | — | $68K | 1.80% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES | PO BOX 101162 PASADENA, CA 911890001 | PRUDENTIAL FINANCIAL | $5K | — | $5K | 0.12% |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE USA, INC. | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 60673 | PRUDENTIAL FINANCIAL | — | $621 | $621 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 32,760 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 153 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 32,913 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 114 | $2.6M |
| Long-term disability | PRUDENTIAL FINANCIAL | 9,957 | $3.8M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN - OREGON | 3 | $8K |
| Other | PRUDENTIAL FINANCIAL | 9,957 | $3.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 22,921 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.