Insurance carrier

CAPITAL DISTRICTS PHYSICIANS HEALTH PLAN

Total premium: $9.1M
Filings: 9
Sponsors: 9
Covered lives: 1,532
Market share: 0.00%

health: 9dental: 2vision: 1drug: 2

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured266.7%
Mixed133.3%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health964.3%
Dental214.3%
Prescription drug214.3%
Vision17.1%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
NY	3	$4.3M	0.1%	19.82x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of CAPITAL DISTRICTS PHYSICIANS HEALTH PLAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where CAPITAL DISTRICTS PHYSICIANS HEALTH PLAN is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
REHABILITATION SUPPORT SERVICES INC REHABILITATION SUPPORT SERVICES INC. WELFARE BENEFIT PLAN	NY	$3.0M	351	fully insured	ROBERT G RELPH AGENCY INC
NYSARC, INC. WARREN, WASHINGTON & ALBANY COUNTIES CHAPTER NYSARC, INC. WARREN, WASHINGTON & ALBANY COUNTIES CHAPTER WELFARE BENEFITS PLAN	NY	$1.0M	462	fully insured	ROBERT G RELPH AGENCY INC
ALBANY PORT EMPLOYERS ASSOC., INC. ALBANY PORT OF ALBANY ASSOC.-ILA-WELFARE	NY	$217K	21	mixed	—

State

Plans

Premium

State share

Index

$4.3M

0.1%

19.82x

Sponsor

Loc

Premium

Covered

Funding

Broker

REHABILITATION SUPPORT SERVICES INC

REHABILITATION SUPPORT SERVICES INC. WELFARE BENEFIT PLAN

$3.0M

351

fully insured

ROBERT G RELPH AGENCY INC

NYSARC, INC. WARREN, WASHINGTON & ALBANY COUNTIES CHAPTER

NYSARC, INC. WARREN, WASHINGTON & ALBANY COUNTIES CHAPTER WELFARE BENEFITS PLAN

$1.0M

462

fully insured

ROBERT G RELPH AGENCY INC

ALBANY PORT EMPLOYERS ASSOC., INC.

ALBANY PORT OF ALBANY ASSOC.-ILA-WELFARE

$217K

mixed

—