| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH 7 BENEFITS LLC | — | METROPOLITAN LIFE INSURANCE COMPANY | $209K | $100 | $209K | 2.09% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH 7 BENEFITS LLC | — | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $171K | $171K | 1.70% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | — | UNUM LIFE INSURANCE COMPANY OF AMERICA 955908,913907,913906 | $94K | $100K | $194K | 2.12% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFIT ADMIN | — | UNUM LIFE INSURANCE COMPANY OF AMERICA 913909,913910,913911 | $662K | $43K | $705K | 21.91% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | — | UNUM LIFE INSURANCE COMPANY OF AMERICA 913909,913910,913911 | $53K | $0 | $53K | 1.65% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH INSURANCE INVESTMENT CORP | — | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $0 | $15K | 3.26% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH INSURANCE INVESTMENT CORP | — | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $7K | $7K | 1.64% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH INSURANCE INVESTMENT CORP | — | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $197 | $197 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 25,535 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 137 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 25,672 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 22,528 | $3.9M |
| Dental | AETNA LIFE INSURANCE CO | 6,691 | $1.2M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 60,534 | $10.5M |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA 955908,913907,913906 | 19,687 | $12.4M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 60,534 | $10.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 60,534 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.