See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 12 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 MED/RX ADMIN FEES | Claims processing; Contract Administrator Service code 12 | — | $1.6M |
| AP BENEFIT ADVISORS, LLC EIN 30-0837157 COBRA/FSA/ BENEFIT ADMIN | Claims processing; Contract Administrator Service code 12 | — | $207K |
| UNITED CONCORDIA EIN 25-1687586 DENTAL ADMIN | Contract Administrator; Claims processing Service code 12 | — | $188K |
| SEDGWICK CLAIMS MANAGEMENT SERVICES EIN 36-2685608 STD ASO | Claims processing; Contract Administrator Service code 12 | — | $175K |
| CAREBRIDGE CORPORATION EIN 23-2614764 EAP | Contract Administrator; Claims processing Service code 12 | — | $74K |
| BDO USA, LLC EIN 13-5381590 AUDITOR/ACCOUNTANT | Accounting (including auditing) Service code 10 | — | $65K |
| VISION SERVICE PLAN EIN 06-1227840 VISION ADMIN FEES | Claims processing; Contract Administrator Service code 12 | — | $48K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,488 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 47 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 265 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,800 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 3,861 | $191K |
| Vision | VISION SERVICE PLAN | 2,577 | $341K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,488 | $574K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,449 | $524K |
| Other(5 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,488 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,861 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.