| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE HEALTHCARE STRATEGIES LLC3 | 280 GRANITE RUN DRIVE, STE 250 LANCASTER, PA 17601 | HEALTHAMERICA OF PENNSYLVANIA, INC. | $7K | — | $7K | 0.37% |
| CRAWFORD ADVISORS, LLC3 | 200 INTERNATIONAL CIRCLE, STE 4500 HUNT VALLEY, MD 21030 | HEALTHAMERICA OF PENNSYLVANIA, INC. | $2K | — | $2K | 0.13% |
| CORPORATE HEALTHCARE STRATEGIES LLC3 | 280 GRANITE RUN DR, STE 150 LANCASTER, PA 17601 | AETNA LIFE INSURANCE COMPANY | $14K | — | $14K | 6.44% |
| CRAWFORD ADVISORS, LLC3 | 200 INTERNATIONAL CIRCLE, STE 4500 HUNT VALLEY, MD 21030 | AETNA LIFE INSURANCE COMPANY | $981 | — | $981 | 0.46% |
| CRAWFORD ADVISORS, LLC3 | 227 GRANITE RUN DRIVE, STE 200 LANCASTER, PA 17601 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $315 | $3K | 15.58% |
| BEN AWARE LLC3 | 811 BETHLEHEM PIKE GLENSIDE, PA 19038 | ALLSTATE | $181 | — | $181 | 6.86% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SVCS INC | PO BOX 632886 CINCINNATI, OH 45263 | ALLSTATE | $82 | — | $82 | 3.11% |
| ALFRED J HEALY3 | 811 BETHLEHEM PIKE GLENSIDE, PA 19038 | ALLSTATE | $11 | — | $11 | 0.42% |
| BEN AWARE LLC3 | 811 BETHLEHEM PIKE GLENSIDE, PA 19038 | ALLSTATE | $69 | — | $69 | 10.99% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SVCS INC | PO BOX 632886 CINCINNATI, OH 45263 | ALLSTATE | $29 | — | $29 | 4.62% |
| ALFRED J HEALY3 | 811 BETHLEHEM PIKE GLENSIDE, PA 19038 | ALLSTATE | $5 | — | $5 | 0.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 290 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 297 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | HEALTHAMERICA OF PENNSYLVANIA, INC. | 441 | $1.9M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 186 | $17K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 186 | $17K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 290 | $211K |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 290 | $211K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 290 | $211K |
| Other | AETNA LIFE INSURANCE COMPANY | 290 | $211K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 441 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.