See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERIPRISE FINANCIAL SERVICES, INC | Other fees Service code 99 | — | $7K |
| THE PARAGON ALLIANCE GROUP, LLC | Other services Service code 49 | — | $4K |
| JOHN HANCOCK LIFE INSURANCE COMPANY EIN 01-0233346 RECORDKEEPER | Shareholder servicing fees; Sub-transfer agency fees; Investment management; Other insurance wrap fees; Distribution (12b-1) fees; Float revenue; Soft dollars commissions; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | PO BOX 600 BUFFALO, NY 142010600 | $793 |
| AMERIPRISE FINANCIAL SERVICES, LLC EIN 41-0973005 SERVICE PROVIDER | Other fees Service code 99 | 1521 AMERIPRISE FINANCIAL CENTER MINNEAPOLIS, MN 55474 | $0 |
| PARAGON ALLIANCE GROUP, LLC EIN 23-3044062 TPA | Other services Service code 49 | 300 HARLEYSVILLE PIKE SOUDERTON, PA 18964 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 169 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | CONSECO LIFE INSURANCE COMPANY | 5 | $3K |
| Other(2 contracts, 2 carriers) | VOYA RETIREMENT INSURANCE & ANNUITY CO | 195 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.