| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: EMERSON, ROGERS LLC | 1787 SENTRY PKWY W BLUE BELL, PA 19422 | AETNA LIFE INSURANCE COMPANY | $11K | — | $11K | 0.95% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PKWY W VEVA 16 SUITE 320 BLUE BELL, PA 19422 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $1K | $6K | 12.73% |
| GEESEY/GLATFELTER/ZAR AGY INC3 Filed as: GEESEY GLATFELTER ZAR AGCY INC | 183 LEADERS HEIGHTS RD YORK, PA 17405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 5.88% |
| PETRINA SKILES3 | 1574 LITITZ PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $494 | $2K | 4.85% |
| ELIZABETH MARIE LANGEVIN3 Filed as: ELIZABETH JANE GRIFFITHS | 3893 SWEET ARROW LAKE RD PINE GROVE, PA 17963 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $635 | — | $635 | 1.93% |
| BENECHOICE ENROLLMENT SOLUTIONS & T3 | 1574 LITITZ PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $454 | $59 | $513 | 1.56% |
| LANCE A BRADLEY3 | 2028 MOUNT VERNON CIR HARRISBURG, PA 17110 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $427 | $3 | $430 | 1.30% |
| ARDENA L MCVICKER3 | 73 KATYDID LN MORGANTOWN, PA 19543 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | $17 | $64 | 0.19% |
| MARY-JOYCE LICATA3 Filed as: MARY J YARNELL | 170 E HAMILTON LN BATTLE CREEK, MI 49015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $60 | — | $60 | 0.18% |
| THE GLATFELTER AGENCY INC.3 | 221 W PHILADLEPHIA ST STE E400 YORK, PA 17405 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 13.60% |
| THE GLATFELTER AGENCY INC.3 | 221 W PHILADLEPHIA ST STE E400 YORK, PA 17405 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 10.96% |
| THE GLATFELTER AGENCY INC.3 | 183 LEADER HEIGHTS ROAD YORK, PA 17402 | VISION BENEFITS OF AMERICA | $313 | — | $313 | 5.01% |
| THE GLATFELTER AGENCY INC.3 | 221 W PHILADLEPHIA ST STE E400 YORK, PA 17405 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $319 | — | $319 | 13.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 91 | $1.1M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 109 | $44K |
| Vision | VISION BENEFITS OF AMERICA | 107 | $6K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 154 | $42K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 27 | $33K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 154 | $17K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 91 | $1.1M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 154 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 154 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.