| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROC CONSULTING GROUP Filed as: ROC CONSULTING GROUP INC. | 2297 DORCHESTER STREET WEST FURLING, PA 18925 | THE UNION LABOR LIFE INSURANCE COMPANY | $76K | — | $76K | 7.00% |
| RICHARD GABRIEL ASSOCIATES3 | 601 DRESHER ROAD SUITE 201 HORSHAM, PA 190442203 | THE UNION LABOR LIFE INSURANCE COMPANY | $5K | — | $5K | 1.06% |
| ROC CONSULTING GROUP3 Filed as: ROC CONSULTING GROUP INC. | 2297 DORCHESTER ST. WEST FURLONG, PA 18925 | THE UNION LABOR LIFE INSURANCE COMPANY | $32K | — | $32K | 13.67% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KEYSTONE HEALTH PLAN EAST NONE | Claims processing Service code 12 | 1901 MARKET STREET PHILADELPHIA, PA 19103 | $755K |
| INDEPENDENCE BLUE CROSS EIN 23-2184823 NONE | Claims processing Service code 12 | 1901 MARKET ST PHILADELPHIA, PA 191031480 | $405K |
| CHARTWELL INVESTMENTS EIN 23-2891243 NONE | Investment management Service code 28 | 1205 WESTLAKES DR SUITE 100 BERWYN, PA 193122416 | $364K |
| BOYD WATTERSON ASSET MANAGEMENT LLC NONE | Investment management Service code 28 | 1801 EAST 9TH ST. CLEVELAND, OH 441143107 | $312K |
| PERRY N. BLACKMAN, CPA EIN 23-2244789 NONE | Accounting (including auditing) Service code 10 | 506 CORPORATE DR W LANGHORNE, PA 19047 | $199K |
| FRED ALGER MANAGEMENT, LLC NONE | Investment management Service code 28 | 360 PARK AVE S NEW YORK, NY 10010 | $118K |
| WEDGE CAPITAL MANAGEMENT EIN 23-2981986 NONE | Investment management Service code 28 | 31 SOUTH COLLEGE ST STE 3800 CHARLOTTE, NC 28202 | $86K |
| ALICARE NONE | Contract Administrator Service code 13 | 333 WESTCHESTER AVENUE WHITE PLAINS, NY 10604 | $77K |
| FIDELIO INSURANCE EIN 23-2346056 NONE | Claims processing Service code 12 | 2826 MOUNT CARMEL AVE GLENSIDE, PA 19038 | $66K |
| CLEARY JOSEM & TRIGIANI NONE | Legal Service code 29 | 325 CHESTNUT STREET PHILADELPHIA, PA 19106 | $63K |
| ALLIED TRADES NONE | Contract Administrator Service code 13 | 7234 PARKWAY DRIVE HANOVER, MD 21076 | $62K |
| RAE GROUP LLC EIN 83-4646394 NONE | Actuarial Service code 11 | 601 DRESHER RD HORSHAM, PA 19044 | $46K |
| ALAN PARHAM EMPLOYEE | Employee (plan) Service code 30 | 665 N. BROAD ST. , 2ND FL. PHILADELPHIA, PA 191232418 | $44K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-1645832 NONE | Investment management Service code 28 | 570 E YORK ST SAVANNAH, GA 31401 | $39K |
| BRIDGEWAY BENEFIT TECHNOLOGIES LLC EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 3700 KOPPERS ST STE 400 BALTIMORE, MD 21227 | $38K |
| MITCHELL & TITUS LLP EIN 13-2781641 NONE | Accounting (including auditing) Service code 10 | 80 PINE STREET STE 32 NEW YORK, NY 10005 | $37K |
| SUSANIN WIDMAN & BRENNAN PC EIN 23-2564550 NONE | Legal Service code 29 | 1001 OLD CASSETT RD STE 306 BERWYN, PA 193122416 | $37K |
| LISSETTE NUNEZ EMPLOYEE | Employee (plan) Service code 30 | 665 N BROAD ST, 2ND FLOOR PHILADELPHIA, PA 19123 | $35K |
| KEVIN GALE EMPLOYEE | Employee (plan) Service code 30 | 665 N. BROAD ST. , 2ND FL. PHILADELPHIA, PA 191232418 | $32K |
| ANTIONETTE HYNSON EMPLOYEE | Employee (plan) Service code 30 | 665 N. BROAD ST. , 2ND FL. PHILADELPHIA, PA 191232418 | $31K |
| AMERIHEALTH NONE | Claims processing Service code 12 | 1900 MARKET ST. PHILADELPHIA, PA 19103 | $29K |
| SIBLEY ROBINSON EMPLOYEE | Employee (plan) Service code 30 | 66G N BROAD ST 2ND FLOOR PHILADELPHIA, PA 191232418 | $29K |
| GRANITE RUN TECHNOLOGY SOLUTIONS LL NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 602 WASHINGTON AVENUE MEDIA, PA 19063 | $23K |
| SMITH EDWARDS DUNLAP NONE | Other fees Service code 99 | 2897 ALLEGHENY AVENUE PHILADELPHIA, PA 19134 | $18K |
| PNC BANK EIN 25-1211909 NONE | Custodial (other than securities) Service code 18 | PO BOX 91249 CLEVELAND, OH 44101 | $16K |
| PAYCHEX INC NONE | Legal Service code 29 | DEPT 7101 CAROL STREAM, IL 60122 | $14K |
| BOSTON PARTNERS | Consulting (general) Service code 16 | 1 WEST PENNSYLVANIA AVE SUITE 600 TOWSON, MD 21204 | $14K |
| ROBERT HALF INTERNATIONAL | Other services Service code 49 | PO BOX 743295 LOS ANGELES, CA 90074 | $9K |
| SWARTZ CAMPBELL LLC EIN 23-2867909 NONE | Legal Service code 29 | 1650 MARKET STREET, 38TH FLOOR PHILADELPHIA, PA 19103 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,067 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 198 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 54 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,319 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 2,179 | $1.3M |
| Short-term disability(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 2,179 | $734K |
| Other(3 contracts, 2 carriers) | BLUE MEDICARE ADVANTAGE | 2,179 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.