| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROC CONSULTING GROUP3 | 2297 DORCHESTER ST. WEST FURLONG, PA 18925 | THE UNION LABOR LIFE INSURANCE COMPANY | $45K | — | $45K | 6.97% |
| ROC CONSULTING GROUP | 2297 DORCHESTER ST. WEST FURLONG, PA 18925 | THE UNION LABOR LIFE INSURANCE COMPANY | $45K | — | $45K | 6.97% |
| RICHARD GABRIEL ASSOCIATES3 | 601 DRESHER ROAD, STE. 201 HORSHAM, PA 190442304 | THE UNION LABOR LIFE INSURANCE COMPANY | $4K | — | $4K | 1.14% |
| ROC CONSULTING GROUP3 | 2297 DORCHESTER ST. WEST FURLONG, PA 18925 | THE UNION LABOR LIFE INSURANCE COMPANY | $30K | — | $30K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERIHEALTH NONE | Claims processing Service code 12 | 1900 MARKET ST. PHILADELPHIA, PA 19103 | $522K |
| PERRY N. BLACKMAN, CPA EIN 23-2244789 NONE | Accounting (including auditing) Service code 10 | — | $166K |
| CHARTWELL INVESTMENTS EIN 23-2891243 NONE | Investment management Service code 28 | — | $138K |
| ALICARE NONE | Contract Administrator Service code 13 | 333 WESTCHESTER AVENUE WHITE PLAINS, NY 10604 | $90K |
| ALLIED TRADES NONE | Contract Administrator Service code 13 | 7234 PARKWAY DRIVE HANOVER, MD 21076 | $70K |
| INNOVATIVE SOFTWARE SOLUTIONS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 2 EXECUTIVE CAMPUS, STE. 400 CHERRY HILL, NJ 08002 | $68K |
| FIDELIO INSURANCE EIN 23-2346056 NONE | Claims processing Service code 12 | — | $66K |
| SUSANINI WIDMAN & BRENNAN PC EIN 23-2564550 NONE | Legal Service code 29 | — | $62K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Claims processing Service code 12 | — | $58K |
| CLEARY JOSEM & TRIGIANI NONE | Legal Service code 29 | 325 CHESTNUT STREET PHILADELPHIA, PA 19106 | $55K |
| MITCHELL & TITUS LLP EIN 13-2781641 NONE | Accounting (including auditing) Service code 10 | — | $48K |
| HOLLAND CAPITAL MANAGEMENT NONE | Investment management Service code 28 | 303 WEST MADISON ST., SUITE 700 CHICAGO, IL 60606 | $40K |
| HGK ASSET MANAGEMENT, INC. NONE | Investment management Service code 28 | 525 WASHINGTON BLVD JERSEY CITY, NJ 07310 | $35K |
| RICHARD GABRIEL EIN 23-2817579 NONE | Actuarial Service code 11 | — | $30K |
| SMITH EDWARDS DUNLAP NONE | Other fees Service code 99 | 2897 ALLEGHENY AVENUE PHILADELPHIA, PA 19134 | $30K |
| MARK J. HILL & ASSOCIATES PC NONE | Legal Service code 29 | 1528 WALNUT ST., SUITE 2015 PHILADELPHIA, PA 19102 | $27K |
| SMITH GRAHAM & CO EIN 76-0301817 NONE | Investment management Service code 28 | — | $26K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-1645832 NONE | Investment management Service code 28 | — | $25K |
| WELLS FARGO BANK NA NONE | Custodial (other than securities) Service code 18 | 420 MONTGOMERY ST SAN FRANCISCO, CA 94104 | $25K |
| GRANITE RUN TECHNOLOGY SOLUTIONS LL NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 602 WASHINGTON AVENUE MEDIA, PA 19063 | $12K |
| IRON MOUNTAIN RECORDS NONE | Other services Service code 49 | 1000 CAMPUS DRIVE COLLEGEVILLE, PA 19426 | $9K |
| BOYD WATTERSON ASSET MANAGEMENT LLC NONE | Investment management Service code 28 | 1801 EAST 9TH ST. CLEVELAND, OH 441143107 | $8K |
| GITOMER & BERENHOLZ PC NONE | Accounting (including auditing) Service code 10 | 445 SHADY LANE HUNTINGDON VALLEY, PA 19006 | $7K |
| PUBLIC STORAGE NONE | Other fees Service code 99 | 2345 CASTOR ST. PHILADELPHIA, PA 19134 | $6K |
| PAYCHEX, INC. NONE | Other fees Service code 99 | 1250 BROADWAY 2900 NEW YORK, NY 10001 | $6K |
| REINSEL, KUNTZ, LESHER LLC NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 1330 BROADCASTING RD WYOMISSING, PA 19610 | $6K |
| FIG LEAF SOFTWARE NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 1400 16TH ST., NW WASHINGTON, DC 20036 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,416 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,416 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,129 | $198K |
| Short-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 2,277 | $372K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,983 | $640K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 2,129 | $198K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,277 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.