| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROC CONSULTING GROUP | 2297 DORCHESTER ST. WEST FURLONG, PA 18925 | THE UNION LABOR LIFE INSURANCE COMPANY | — | — | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KEYSTONE HEALTH PLAN EAST NONE | Claims processing Service code 12 | 1901 MARKET STREET PHILADELPHIA, PA 19103 | $1.2M |
| BOYD WATTERSON ASSET MANAGEMENT LLC NONE | Investment management Service code 28 | 1801 EAST 9TH ST. CLEVELAND, OH 441143107 | $312K |
| CHARTWELL INVESTMENTS EIN 23-2891243 NONE | Investment management Service code 28 | — | $209K |
| PERRY N. BLACKMAN, CPA EIN 23-2244789 NONE | Accounting (including auditing) Service code 10 | — | $185K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Claims processing Service code 12 | — | $112K |
| WEDGE CAPITAL MANAGEMENT EIN 23-2981986 NONE | Investment management Service code 28 | — | $86K |
| ALICARE NONE | Contract Administrator Service code 13 | 333 WESTCHESTER AVENUE WHITE PLAINS, NY 10604 | $80K |
| ALLIED TRADES NONE | Contract Administrator Service code 13 | 7234 PARKWAY DRIVE HANOVER, MD 21076 | $60K |
| FIDELIO INSURANCE EIN 23-2346056 NONE | Claims processing Service code 12 | — | $59K |
| CLEARY JOSEM & TRIGIANI NONE | Legal Service code 29 | 325 CHESTNUT STREET PHILADELPHIA, PA 19106 | $57K |
| FRED ALGER MANAGEMENT, LLC NONE | Investment management Service code 28 | 360 PARK AVE S NEW YORK, NY 10010 | $56K |
| MITCHELL & TITUS LLP EIN 13-2781641 NONE | Accounting (including auditing) Service code 10 | — | $50K |
| SMITH GRAHAM & CO EIN 76-0301817 NONE | Investment management Service code 28 | — | $41K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-1645832 NONE | Investment management Service code 28 | — | $40K |
| ALAN PARHAM EMPLOYEE | Employee (plan) Service code 30 | 665 N. BROAD ST. , 2ND FL. PHILADELPHIA, PA 191232418 | $39K |
| SUSANIN WIDMAN & BRENNAN PC EIN 23-2564550 NONE | Legal Service code 29 | — | $36K |
| SMITH EDWARDS DUNLAP NONE | Other fees Service code 99 | 2897 ALLEGHENY AVENUE PHILADELPHIA, PA 19134 | $36K |
| INNOVATIVE SOFTWARE SOLUTIONS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 2 EXECUTIVE CAMPUS, STE. 400 CHERRY HILL, NJ 08002 | $32K |
| KEVIN GALE EMPLOYEE | Employee (plan) Service code 30 | 665 N. BROAD ST. , 2ND FL. PHILADELPHIA, PA 191232418 | $31K |
| ANTIONETTE HYNSON EMPLOYEE | Employee (plan) Service code 30 | 665 N. BROAD ST. , 2ND FL. PHILADELPHIA, PA 191232418 | $30K |
| RICHARD GABRIEL EIN 23-2817579 NONE | Actuarial Service code 11 | — | $30K |
| AMERIHEALTH NONE | Claims processing Service code 12 | 1900 MARKET ST. PHILADELPHIA, PA 19103 | $29K |
| PNC BANK EIN 25-1211909 NONE | Custodial (other than securities) Service code 18 | — | $17K |
| GRANITE RUN TECHNOLOGY SOLUTIONS LL NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 602 WASHINGTON AVENUE MEDIA, PA 19063 | $16K |
| LOOP CAPITAL ASSET MANAGEMENT | Investment management Service code 28 | 1515 MARKET ST PHILADELPHIA, PA 19102 | $12K |
| INDEPENDENCE BLUE CROSS EIN 23-2184823 NONE | Claims processing Service code 12 | — | $8K |
| PAYCHEX INC NONE | Legal Service code 29 | DEPT 7101 CAROL STREAM, IL 60122 | $7K |
| SWARTZ CAMPBELL LLC EIN 23-2867909 NONE | Legal Service code 29 | 1650 MARKET STREET, 38TH FLOOR PHILADELPHIA, PA 19103 | $7K |
| AGILITY SYSTEMS GROUP | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 421 S STATE ST MEDIA, PA 19063 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,350 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 125 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 22 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,497 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 0 | $0 |
| Short-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 0 | $0 |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.