| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | PO BOX 843844 KANSAS CITY, MO 64184 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | $0 | $5K | 6.24% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $1K | $1K | 1.71% |
| AUTUMN STROHMAIER3 Filed as: AUTUMN M. STROHMAIER | 242 BUTTONWOOD ROAD LANDENBERG, PA 19350 | AFLAC | $9K | $0 | $9K | 15.20% |
| MICHAEL C WALKER3 Filed as: MICHAEL C. WALKER | 203 MARKET STREET, SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1K | $0 | $1K | 1.86% |
| ZACHARY WISLER3 | 116 LAKS DRIVE MIDDLETOWN, DE 19709 | AFLAC | $1K | $0 | $1K | 1.77% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW D. DIPASQUALE | 1610 SHIRLEY AVENUE JOPPA, MD 21085 | AFLAC | $940 | $0 | $940 | 1.62% |
| LEILA RAPPAPORT3 | 116 LAKS DRIVE MIDDLETOWN, DE 19709 | AFLAC | $486 | $0 | $486 | 0.84% |
| JOHN T CAPOZZI3 Filed as: JOHN T. CAPOZZI | 242 WICKERBERRY DRIVE MIDDLETOWN, DE 19709 | AFLAC | $221 | $0 | $221 | 0.38% |
| MJ INSURANCE3 Filed as: TY SHERWOOD AND VARIOUS AGENTS | 13965 SOUTH DUPONT HIGHWAY FELTON, DE 19943 | AFLAC | $144 | $0 | $144 | 0.25% |
| AUTUMN STROHMAIER3 Filed as: AUTUMN M. STROHMAIER | 242 BUTTONWOOD ROAD LANDENBERG, PA 19350 | AFLAC | $4K | $260 | $4K | 8.70% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW D. DIPASQUALE | 1610 SHIRLEY AVENUE JOPPA, MD 21085 | AFLAC | $519 | $61 | $580 | 1.26% |
| MICHAEL C WALKER3 Filed as: MICHAEL C. WALKER | 203 MARKET STREET, SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $504 | $61 | $565 | 1.23% |
| LEILA RAPPAPORT3 | 116 LAKS DRIVE MIDDLETOWN, DE 19709 | AFLAC | $536 | $0 | $536 | 1.17% |
| ZACHARY WISLER3 | 116 LAKS DRIVE MIDDLETOWN, DE 19709 | AFLAC | $511 | $0 | $511 | 1.11% |
| MJ INSURANCE3 Filed as: JOHN T. CAPOZZI AND VARIOUS AGENTS | 242 WICKERBERRY DRIVE MIDDLETOWN, DE 19709 | AFLAC | $459 | $0 | $459 | 1.00% |
| SCOTT A. RAPPAPORT3 | 12 FORSYTHIA COURT LAFAYETTE HILL, PA 19444 | AFLAC | $244 | $0 | $244 | 0.53% |
| LOCKTON COMPANIES, LLC3 | 1185 AVENUE OF THE AMERICAS SUITE 2010 NEW YORK, NY 10036 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $980 | $0 | $980 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 152 | $191K |
| Short-term disability(2 contracts) | AFLAC | 72 | $104K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 152 | $87K |
| Other(4 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 152 | $197K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.