| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | PO BOX 843844 KANSAS CITY, MO 64184 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | $1K | $8K | 9.99% |
| LOCKTON COMPANIES, LLC3 | PO BOX 650823 DALLAS, TX 75265 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $0 | $2K | 2.52% |
| AUTUMN STROHMAIER3 | 242 BUTTONWOOD ROAD LANDENBERG, PA 19350 | AFLAC | $6K | $30 | $6K | 12.88% |
| ZACHARY WISLER3 | 116 LAKS DRIVE MIDDLETOWN, DE 19709 | AFLAC | $1K | $0 | $1K | 2.76% |
| MICHAEL C WALKER3 Filed as: MICHAEL C. WALKER | 203 MARKET STREET, SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $753 | $7 | $760 | 1.59% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW D. DIPASQUALE | 1610 SHIRLEY AVENUE JOPPA, MD 21085 | AFLAC | $637 | $7 | $644 | 1.35% |
| LEILA RAPPAPORT3 | 116 LAKS DRIVE MIDDLETOWN, DE 19709 | AFLAC | $628 | $0 | $628 | 1.32% |
| JOHN T CAPOZZI3 Filed as: JOHN T. CAPOZZI | 242 WICKERBERRY DRIVE MIDDLETOWN, DE 19709 | AFLAC | $234 | $0 | $234 | 0.49% |
| TY SHERWOOD3 Filed as: TY SHERWOOD AND OTHER AGENTS | 13965 SOUTH DUPONT HIGHWAY FELTON, DE 19943 | AFLAC | $160 | $0 | $160 | 0.34% |
| AUTUMN STROHMAIER3 | 242 BUTTONWOOD ROAD LANDENBERG, PA 19350 | AFLAC | $5K | $20 | $5K | 10.13% |
| MICHAEL C WALKER3 Filed as: MICHAEL C. WALKER | 203 MARKET STREET, SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $646 | $5 | $651 | 1.37% |
| ZACHARY WISLER3 | 116 LAKS DRIVE MIDDLETOWN, DE 19709 | AFLAC | $616 | $0 | $616 | 1.29% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW D. DIPASQUALE | 1610 SHIRLEY AVENUE JOPPA, MD 21085 | AFLAC | $602 | $5 | $607 | 1.27% |
| LEILA RAPPAPORT3 | 116 LAKS DRIVE MIDDLETOWN, DE 19709 | AFLAC | $606 | $0 | $606 | 1.27% |
| JOHN T CAPOZZI3 Filed as: JOHN T. CAPOZZI AND OTHER AGENTS | 242 WICKERBERRY DRIVE MIDDLETOWN, DE 19709 | AFLAC | $434 | $0 | $434 | 0.91% |
| SCOTT A. RAPPAPORT3 | 12 FORSYTHIA COURT LAFAYETTE HILL, PA 19444 | AFLAC | $325 | $0 | $325 | 0.68% |
| LOCKTON COMPANIES, LLC3 | 1185 AVENUE OF THE AMERICAS SUITE 2010 NEW YORK, NY 10036 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $945 | $0 | $945 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $179K |
| Short-term disability(2 contracts) | AFLAC | 74 | $95K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $84K |
| Other(4 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $185K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 154 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.