| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEILA RAPPAPORT3 | 123 MENDEL COURT BEAR, DE 19701 | AFLAC | $7K | $40 | $7K | 11.48% |
| ZACHARY WISLER3 | 254 CHAPMAN ROAD, SUITE 203 NEWARK, DE 19702 | AFLAC | $5K | $270 | $5K | 9.22% |
| AUTUMN STROHMAIER3 | 254 CHAPMAN ROAD, SUITE 203 NEWARK, DE 19702 | AFLAC | $3K | — | $3K | 5.51% |
| SCOTT JACOB INS GROUP LLC3 Filed as: SCOTT A. RAPAPORT | 56 WELSH TRACT ROAD, APARTMENT 108 NEWARK, DE 19713 | AFLAC | $977 | — | $977 | 1.69% |
| MEGAN L. DAWSON3 | 3 AUGUSTA LOOP NORTH EAST, MD 21901 | AFLAC | $434 | — | $434 | 0.75% |
| MJ INSURANCE3 Filed as: ADV. BEN. COMM. AND VARIOUS AGENTS | 1 BELMONT AVENUE, SUITE 304 BALA CYNWYD, PA 19004 | AFLAC | $179 | — | $179 | 0.31% |
| MICHAEL C WALKER3 Filed as: MICHAEL C. WALKER | 203 MARKET STREET, SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $84 | $40 | $124 | 0.22% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $1K | $7K | 11.93% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $584 | — | $584 | 11.22% |
| TRION GROUP, INC.3 Filed as: TRION GROUP INC | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $197 | — | $197 | 3.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | AFLAC | 138 | $113K |
| Short-term disability | AFLAC | 50 | $58K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $56K |
| Other(2 contracts, 2 carriers) | AFLAC | 142 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.