| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 | COMPANIES, INC. TRIAD1828 CENTRE CAMDEN, NJ 08102 | INDEPENDENCE BLUE CROSS | $29K | $4K | $33K | 1.68% |
| CONNER STRONG & BUCKELEW3 | COMPANIES, INC. TRIAD1828 CENTRE CAMDEN, NJ 08102 | INDEPENDENCE BLUE CROSS | — | $3K | $3K | 0.88% |
| CONNER STRONG & BUCKELEW3 | COMPANIES, INC. TRIAD1828 CENTRE CAMDEN, NJ 08102 | INDEPENDENCE BLUE CROSS-KEYSTONE | $4K | $533 | $5K | 1.53% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW LLC | 40 LAKE CENTER EXECUTIVE PARK MARLTON, NJ 08053 | DELTA DENTAL OF PENNSYLVANIA | $4K | — | $4K | 5.00% |
| CONNER STRONG & BUCKELEW3 | COMPANIES, INC. TRIAD1828 CENTRE CAMDEN, NJ 08102 | AMERIHEALTH INSURANCE COMPANY | $300 | $38 | $338 | 0.94% |
| CONNER STRONG & BUCKELEW3 | COMPANIES, INC. TRIAD1828 CENTRE CAMDEN, NJ 08102 | INDEPENDENCE BLUE CROSS | — | $4K | $4K | 40.21% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW LLC | 40 LAKE CENTER EXECUTIVE PARK MARLTON, NJ 08053 | DELTA DENTAL OF PENNSYLVANIA | $60 | — | $60 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF PENNSYLVANIA | 111 | $81K |
| Vision | INDEPENDENCE BLUE CROSS | 102 | $10K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 80 | $346K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 111 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.