| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG & BUCKELEW | 40 LAKE CENTER, 401 ROUTE 73N, PPOB 989 MARLTON, NJ 08053 | INDEPENDENCE BLUE CROSS | $61K | $0 | $61K | 5.09% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG AND BUCKELEW | 401 ROUTE 73 N MARLTON, NJ 08053 | INDEPENDENCE BLUE CROSS-KEYSTON | $25K | $0 | $25K | 5.02% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 40 LAKE CENTER EXECUTIVE PARK MARLTON, NJ 08053 | INDEPENDENCE BLUE CROSS | $5K | $0 | $5K | 5.06% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 40 LAKE CENTER EXECUTIVE PARK MARLTON, NJ 08053 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $5K | $0 | $5K | 9.24% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG AND BUCKELEW | 401 RT 73 NORTH MARLTON, NJ 08053 | AMERIHEALTH INSURANCE COMPANY | $599 | $0 | $599 | 7.77% |
| CONNER STRONG & BUCKELEW3 | 40 LAKE CENTER EXECUTIVE PARK MARLTON, NJ 08053 | UNITED CONCORDIA DENTAL PLAN OF PA, INC | $87 | $0 | $87 | 3.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | INDEPENDENCE BLUE CROSS | 146 | $1.2M |
| Dental(2 contracts, 2 carriers) | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 145 | $55K |
| Vision | INDEPENDENCE BLUE CROSS | 146 | $6K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 54 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 146 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.