| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG & BUCKELEW | 40 LAKE CENTER, 401 ROUTE 73N, PPOB 989 MARLTON, NJ 08053 | INDEPENDENCE BLUE CROSS | $57K | $0 | $57K | 5.00% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG AND BUCKELEW | 401 ROUTE 73 N MARLTON, NJ 08053 | INDEPENDENCE BLUE CROSS-KEYSTONE | $21K | $0 | $21K | 4.90% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 40 LAKE CENTER EXECUTIVE PARK MARLTON, NJ 08053 | INDEPENDENCE BLUE CROSS | $10K | $0 | $10K | 5.27% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 40 LAKE CENTER EXECUTIVE PARK MARLTON, NJ 08053 | UNITED CONCORDIA INSURANCE COMPANY | $6K | $0 | $6K | 10.04% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES, | 40 LAKE CENTER EXECUTIVE PARK MARLTON, NJ 08053 | INDEPENDENCE BLUE CROSS | $345 | $0 | $345 | 5.01% |
| CONNER STRONG & BUCKELEW3 | 40 LAKE CENTER EXECUTIVE PARK MARLTON, NJ 08053 | UNITED CONCORDIA DENTAL PLAN OF PA, INC | $142 | $0 | $142 | 9.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | INDEPENDENCE BLUE CROSS | 152 | $1.1M |
| Dental(2 contracts, 2 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 147 | $59K |
| Vision | INDEPENDENCE BLUE CROSS | 152 | $7K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 95 | $199K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.